2312 Smith Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 2312 Smith Rd, Hope Mills, NC 28348

Property Summary

Property Type	Rural Home
Details	2,098 sqft · built 1996
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2025)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0443-21-6993`

Property Details

APN / Parcel Number

Primary APN	`0443-21-6993`
Alternative APN	`0443.03216984`

Interior

Building Area	2,098 sqft Heated Area

Exterior

Year Built	Built 1996
Lot Area	73,616 sqft (1.69 acres)
Lot Dimensions	830 ft deep x 240 ft wide

Location & Zoning

Old Parcel Number	0443.03216984
Street Address	2312 SMITH RD
City	HOPE MILLS
State	NC
Zip	28348-8444
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R40-RESIDENTIAL DISTRICT
Legal Description	VANCE U TYSON JR LO:7 PL:00145-0097
Legal Subdivision	GRAYS CREEK DISTRICT
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	1
Census Block	1003
Census Tract	3004

Owner

Source: Cumberland County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2312 SMITH RD, HOPE MILLS, NC 28348-8444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 26, 2022	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Dec 17, 2021	Warranty Deed, Construction Loan · Construction Mortgage THE FIDELITY BANK
Apr 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	0012333702
Deed Book / Page	12333 / 702
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 18, 2025
Property Address	2312 SMITH RD, HOPE MILLS, NC 28348-8444
Document Number	0123330702
Book / Page	12333 / 702
Map Reference	MB 145 PG 97
Instrument Date	Sep 16, 2025
Instrument	29329
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7540 RIO GRANDE WAY, GAINESVILLE, VA 20155-1967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 SMITH RD, HOPE MILLS, NC 28348-8444

Mortgage

Document Number	0000029330
Date	Sep 18, 2025
Instrument	29330

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 26, 2022
Property Address	2312 SMITH RD, HOPE MILLS, NC 28348-8444
Document Number	0114820742
Book / Page	11482 / 742
Map Reference	MB 145 PG 97
Instrument Date	May 9, 2022
Instrument	21766
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 53798, FAYETTEVILLE, NC 28305-3798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 SMITH RD, HOPE MILLS, NC 28348-8444

Mortgage

Document Number	0000021767
Date	May 26, 2022
Instrument	21767

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 17, 2021
Property Address	2312 SMITH RD, HOPE MILLS, NC 28348-8444
Document Number	0113440053
Book / Page	11344 / 53
Map Reference	MB 145 PG 97
Instrument Date	Dec 14, 2021
Instrument	58442
Transaction Type	Construction Loan
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4925 NC HIGHWAY 87 S, FAYETTEVILLE, NC 28306-8819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53798, FAYETTEVILLE, NC 28305-3798
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058443
Date	Dec 17, 2021
Instrument	58443

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 7, 2017
Property Address	2312 SMITH RD, HOPE MILLS, NC 28348-8444
Document Number	0100680817
Book / Page	010068 / 000817
Instrument Date	Mar 29, 2017
Instrument	10964
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 NC HIGHWAY 87 S FAYETTEVILLE NC 283068819, FAYETTEVILLE, NC 28306-8819

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,607.00 (+19.59%)	$278,018 (+50.86%) Land $24,375 Building $253,643	$278,018 (+50.86%) Land $24,375 Building $253,643
2024	$2,180.00 (+1.73%)	$184,284 (-) Land $14,219 Building $170,065	$184,284 (-) Land $14,219 Building $170,065
2023	$2,143.00 (+1,409.15%)	$184,284 Land $14,219 Building $170,065	$184,284 Land $14,219 Building $170,065
2022	$142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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