461 LAMOILLE CANYON RD UNIT 2, 2, SPRING CREEK, NV 89815-9721
September 2020: Bargain and Sale Deed, Transfer
Document Type
Bargain and Sale Deed
Jurisdiction
ELKO NV
Recording Date
Sep 21, 2020
Property Address
2312 SIERRA DR, ELKO, NV 89801-4488
Document Number
0000774263
Map Reference
MB772PG792FILE315607
Instrument Date
Sep 8, 2020
Instrument
774263
Transaction Type
Transfer
Record Updated
Sep 6, 2021
Title Company
STEWART TITLE ELKO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,093.95
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2312 SIERRA DR, ELKO, NV 89801-4488
Mortgage
Document Number
0000774264
Date
Sep 21, 2020
Instrument
774264
Lender
Name
ACADEMY MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2050
August 2017: Bargain and Sale Deed, Transfer
Document Type
Bargain and Sale Deed
Jurisdiction
ELKO NV
Recording Date
Aug 11, 2017
Property Address
2312 SIERRA DR, ELKO, NV 89801-4488
Document Number
0000729169
Map Reference
FILE263579
Instrument Date
Jul 19, 2017
Instrument
729169
Transaction Type
Transfer
Record Updated
Sep 6, 2021
Title Company
STEWART TITLE ELKO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2312 SIERRA DR, 2312, ELKO, NV 89801-4488
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
2132 SIERRA DR, ELKO, NV 89801-4559
Mortgage
Document Number
0000729170
Date
Aug 11, 2017
Instrument
729170
Lender
Name
GUILD MORTGAGE CO
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2047
Tax Assessment & Valuation
The 2026 property tax bill for 2312 Sierra Dr was $2,479, down 2.3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
Property Jurisdictions
Type
Name
State
Nevada
County
Elko County
Municipality
Elko City
Unified School District
Elko County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,479.00 (-2.32%)
$67,709 (-2.35%)Land $19,950Building $47,759
$193,454 (-2.35%)Land $57,000Building $136,454
2025
$2,538.00
$69,338Land $19,950Building $49,389
$198,109Land $57,000Building $141,111
2023
$2,181.00 (+8.02%)
$61,886 (+12.26%)Land $14,875Building $47,011
$176,817 (+12.26%)Land $42,500Building $134,317
2022
$2,019.00
$55,128Land $14,875Building $40,253
$157,509Land $42,500Building $115,009
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 2312 Sierra Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (2015)
Claims Outside the SFHA
1 of 1
Most Recent Claim
May 2015 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2312 Sierra Dr is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 84% of the US · above 64% of Nevada
Wildfire Likelihood
0.8% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source
Groundwater
Last State Inspection
Sep 2024
Lead
3 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber
2,000 / 2,000
Zito Media Cable
1,000 / 25
White Cloud Communications Fixed Wireless
200 / 50
Hot Spot Broadband Fixed Wireless
100 / 50
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.