2312 San Clemente Ave, Vista, CA 92084 Property Records

San Diego County property record for 2312 San Clemente Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,945 sqft · built 1986
Lot Size	1.08 acres (47,480 sqft)
Owner	Trust Name on File
Last Sale	$1,150,000 (Jul 2020)
Tax Bill	$15,184 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`178-023-36-00`

Property Details

APN / Parcel Number

Primary APN	`178-023-36-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,945 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	47,480 sqft

Location & Zoning

Street Address	2312 SAN CLEMENTE AVE
City	VISTA
State	CA
Zip	92084-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	PAR 4 (EX ST) TR PM06730
Legal Subdivision	CITY OF VISTA
Legal Tract	6730
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2008
Census Tract	19208

Owner

2312 San Clemente Ave is owner-occupied and held in a trust since April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2020	Grant Deed, Transfer BANK OF AMERICA
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP
Sep 18, 2017	Intrafamily Transfer, Transfer · VA Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Jul 7, 2000 · Amount on File
Deed Document Number	2020357933
Last Transfer Date	Apr 1, 2021
Transfer Doc	0000274924
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2021
Property Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821
Document Number	0000274924
Map Reference	DOC 78-005090
Instrument Date	Apr 1, 2021
Instrument	2021-0274924
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2021
Property Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821
Document Number	0000269779
Map Reference	DOC 78-005090
Instrument Date	Apr 1, 2021
Instrument	2021-0269779
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821

Mortgage

Document Number	0000269780
Date	Apr 7, 2021
Instrument	2021-0269780

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2020
Property Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821
Document Number	0000357933
Instrument Date	May 22, 2020
Instrument	357933
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2312 SAN CLEMENTE AVE VISTA CA 920845821, VISTA, CA 92084-5821

Mortgage

Document Number	357934
Date	Jul 7, 2020
Instrument	357934

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821
Document Number	0000225456
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 SAN CLEMENTE AVE VISTA CA 920845821, VISTA, CA 92084-5821

Mortgage

Document Number	0000225456
Date	Jun 5, 2018
Instrument	225456

Lender

Name	UNISON AGREEMENT CORP
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2017
Property Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821
Document Number	0000426373
Map Reference	PM6730
Instrument Date	Sep 5, 2017
Instrument	2017-0426373
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 SAN CLEMENTE AVE, VISTA, CA 92084-5821

Mortgage

Document Number	0000426374
Date	Sep 18, 2017
Instrument	2017-0426374

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2312 San Clemente Ave was $15,184 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,506,833 (+17.61%) Land $662,447 Building $844,386
2025	$15,184.00 Homeowner's exemption	$1,281,209 Land $649,458 Building $631,751
2023	$13,652.00 (+0.24%) Homeowner's exemption	$1,196,460 Land $624,240 Building $572,220
2022	$13,619.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2312 San Clemente Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 San Clemente Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: San Diego Broadband, T-Mobile.

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