2312 Saddlebrook Ln, Rockwall, TX 75087 Property Records

Rockwall County property record for 2312 Saddlebrook Ln, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,377 sqft · built 2001
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4896000B0003000R`

Property Details

APN / Parcel Number

Primary APN	`4896000B0003000R`
Alternative APNs	`R27328` `27328`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,377 sqft Living Area
Gross Area	3,167 sqft
1st Floor Area	2,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	148 sqft
Patio Area	117 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2312 SADDLEBROOK LN
City	ROCKWALL
State	TX
Zip	75087-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBROOK ESTATES #2, BLOCK B, LOT 3, ACRES 1.00
Legal Subdivision	SADDLEBROOK ESTATES #2
Legal Tract	3
Legal Block	B
Legal Lot Number	3
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1033
Census Tract	40201

Owner

2312 Saddlebrook Ln is owned and occupied by two individuals.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2312 SADDLEBROOK LN, ROCKWALL, TX 75087-8343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2312 SADDLEBROOK LN, ROCKWALL, TX 75087-8343
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007540
Date	Mar 31, 2021
Instrument	20210000007540

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2312 SADDLEBROOK LN, ROCKWALL, TX 75087-8343
Document Number	0000014350
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 SADDLEBROOK LN ROCKWALL TX 750878343, ROCKWALL, TX 75087-8343

Mortgage

Document Number	0000014350
Date	Aug 10, 2018
Instrument	14350

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2312 Saddlebrook Ln was $2,116 with exemptions applied, down 31.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,915 (-0.93%) Land $161,000 Building $384,915	$545,915 (-0.93%) Land $161,000 Building $384,915
2025	$2,116.00 (-31.21%) Homeowner's exemption Senior Citizen's exemption	$551,020 Land $161,000 Building $390,020	$551,020 Land $161,000 Building $390,020
2024	$3,076.00 (-0.26%)
2023	$3,084.00 Homeowner's exemption Senior Citizen's exemption	$537,808 Land $169,000 Building $368,808	$537,808 Land $169,000 Building $368,808
2021	$5,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2312 Saddlebrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 Saddlebrook Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION WSC serves 2,028 people · EPA ID TX1990010
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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