2312 S Gardenia St, Pharr, TX 78577 Property Records

Hidalgo County property record for 2312 S Gardenia St, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 2018
Lot Size	0.147 acres (6,380 sqft)
Owner	2 Individual Names on File
Last Sale	$192,300 (Apr 2019)
Tax Bill	$4,402 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Apr 2020 Mortgage + 2 more
APN	`S527800000006400`

Property Details

APN / Parcel Number

Primary APN	`S527800000006400`
Alternative APNs	`R686083` `686083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,581 sqft
Flooring	Tile

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Baked Enamel
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,380 sqft (0.147 acres)
Lot Dimensions	110 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	55 sqft
Patio Area	84 sqft
Canopy	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2312 S GARDENIA ST
City	PHARR
State	TX
Zip	78577-5090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SOUTHWINDS LOT 64
Legal Subdivision	SOUTHWINDS
Legal Block	2
Legal Lot Number	64
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2010
Census Tract	21408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2312 S Gardenia St is owned and occupied by two individuals who bought it in April 2019.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2312 S GARDENIA ST, PHARR, TX 78577-5090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 22, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMETOWN LNDRS
Sep 12, 2018	Warranty Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on File
Deed Sale	Apr 22, 2019 · Amount on File
Prior Sale	Sep 12, 2018
Deed Document Number	20193006725
Prior Transfer Date	Apr 19, 2019
Prior Transfer Doc	0003006725
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	2312 S GARDENIA ST, PHARR, TX 78577-5090
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 S GARDENIA ST, PHARR, TX 78577-5090

Mortgage

Document Number	0003639957
Date	Apr 16, 2025
Instrument	3639957

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	2312 S GARDENIA ST, PHARR, TX 78577-5090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003103762
Date	Apr 6, 2020
Instrument	3103762

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Apr 22, 2019
Property Address	2312 S GARDENIA ST, PHARR, TX 78577-5090
Document Number	0003006725
Instrument Date	Apr 19, 2019
Instrument	3006725
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2312 S GARDENIA ST PHARR TX 78577, PHARR, TX 78577

Mortgage

Document Number	3006726
Date	Apr 22, 2019
Instrument	3006726

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Sep 12, 2018
Property Address	2312 S GARDENIA ST, PHARR, TX 78577-5090
Document Number	0002949479
Instrument Date	Sep 12, 2018
Instrument	2949479
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	CAPITAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4003 N 43RD ST MCALLEN TX 78504, MCALLEN, TX 78504

Tax Assessment & Valuation

The 2025 property tax bill for 2312 S Gardenia St was $4,402 with a homeowner's exemption, down 16% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,485 (-13.31%) Land $60,610 Building $127,875	$188,485 (-13.31%) Land $60,610 Building $127,875
2025	$4,402.00 (-15.99%) Homeowner's exemption	$217,426 Land $60,610 Building $156,816	$217,426 Land $60,610 Building $156,816
2024	$5,240.00 (+12.33%)
2023	$4,665.00 (-2.08%) Homeowner's exemption	$212,141 Land $39,237 Building $200,560	$239,797 Land $39,237 Building $200,560
2022	$4,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2312 S Gardenia St; there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 S Gardenia St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, TWIN.

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