Cleveland County property record for 2312 McCraw Rd, Mooresboro, NC 28114
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 1998 |
| Lot Size | 8.45 acres (368,343 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,000 (Oct 2018) |
| Tax Bill | $1,306 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2018 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47355 |
| Primary APN | 47355 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 368,343 sqft (8.45 acres) |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | HVAC |
|---|
| Account Number | 1321920 |
|---|---|
| Street Address | 2312 MCCRAW RD |
| City | MOORESBORO |
| State | NC |
| Zip | 28114-7720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 8.456 AC RD 1002 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 951502 |
2312 McCraw Rd is owned and occupied by an individual who bought it in October 2018.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2312 MCCRAW RD, MOORESBORO, NC 28114-7720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Oct 17, 2018 | Special Warranty Deed, Construction Loan · Construction Mortgage ON Q FINANCIAL INC |
| Mar 16, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2018 · Amount on File |
| Deed Sale | Oct 17, 2018 · Amount on File |
| Deed Document Number | 2018200019232 |
| Deed Book / Page | 1778 / 1135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2312 MCCRAW RD, MOORESBORO, NC 28114-7720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018562616 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 1856/2616 |
| Instrument | 200063921 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 17, 2018 |
| Property Address | 2312 MCCRAW RD, MOORESBORO, NC 28114-7720 |
| Document Number | 0017781135 |
| Book / Page | 1778 / 1135 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 200019232 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2100 E ELLIOT RD, 2100, TEMPE, AZ 85284-1806 |
| Name | Verified Name |
|---|---|
| Address | 134 SPRINGWOOD RD, INDIAN TRAIL, NC 28079 |
| Document Number | 0200019233 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 200019233 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 16, 2018 |
| Property Address | 2312 MCCRAW RD, MOORESBORO, NC 28114-7720 |
| Document Number | 0017630543 |
| Book / Page | 001763 / 000543 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 11336 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $137.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7360 S KYRENE RD TEMPE AZ 852838432, TEMPE, AZ 85283-8432 |
The 2026 property tax bill for 2312 McCraw Rd was $1,306, up 5.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,306.00 (+5.66%) | $191,303 (-) Land $70,183 Building $121,120 | $191,303 (-) Land $70,183 Building $121,120 |
| 2025 | $1,236.00 | $191,303 Land $70,183 Building $121,120 | $191,303 Land $70,183 Building $121,120 |
| 2023 | $94,424 Land $41,460 Building $52,964 | $94,424 Land $41,460 Building $52,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2312 McCraw Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2312 McCraw Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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