2312 Fourlakes Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 2312 Fourlakes Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,557 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2018 Mortgage
APN	`09-31-0-203-006`

Property Details

APN / Parcel Number

Primary APN	`09-31-0-203-006`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,557 sqft Living Area
Upper Floors Area	44 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	62 sqft
Deck Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2312 FOURLAKES DR
City	BELLEVILLE
State	IL
Zip	62220-4898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ORCHARDS 17TH ADD LOT 83 A02755621
Legal Subdivision	THE ORCHARDS 17TH ADD
Legal Block	203
Legal Lot Number	83
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1034
Census Tract	503903

Owner

2312 Fourlakes Dr is owned and occupied by an individual who bought it in August 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2312 FOURLAKES DR, BELLEVILLE, IL 62220-4898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 23, 2018	Warranty Deed, Transfer · VA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Aug 23, 2018 · Amount on File
Deed Document Number	20222755621
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 9, 2022
Property Address	2312 FOURLAKES DR, BELLEVILLE, IL 62220-4898
Document Number	0A02755621
Map Reference	DOC A0198396
Instrument Date	Aug 2, 2022
Instrument	A02755621
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2312 FOURLAKES DR, BELLEVILLE, IL 62220-4898

Mortgage

Document Number	0A02755622
Date	Aug 9, 2022
Instrument	A02755622

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 23, 2018
Property Address	2312 FOURLAKES DR, BELLEVILLE, IL 62220-4898
Document Number	00A2587761
Instrument Date	Aug 22, 2018
Instrument	2587761
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2312 FOURLAKES DR BELLEVILLE IL 622204898, BELLEVILLE, IL 62220-4898

Mortgage

Document Number	A2587762
Date	Aug 23, 2018
Instrument	2587762

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$131,694 Land $23,719 Building $107,975	$395,082 Land $71,157 Building $323,925
2022	$108,045 Land $19,731 Building $88,314	$324,135 Land $59,193 Building $264,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2312 Fourlakes Dr; there have been 17 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1995–2024)
Claims Outside the SFHA	11 of 17
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 2 claims Severe Storm And Flooding, Jul 2022 · 2 claims Severe Storms And Flooding, Apr 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 Fourlakes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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