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2312 Elderberry Dr, Edgewood, MD 21040 Property Records

Harford County property record for 2312 Elderberry Dr, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,054 sqft · built 2009
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on File
Last Sale$326,770 (Jun 2009)
Tax Bill$3,399 (2025)
Deeds & MortgagesJan 2018 Mortgage
Jan 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APN01-384260

Property Details

APN / Parcel Number

Primary APN01-384260
Alternative APN
  • 384260

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,054 sqft Total Area
Basement Area300 sqft
Finished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,971 sqft (0.183 acres)
Garage TypeMixed
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number384260
Street Address2312 ELDERBERRY DR
CityEDGEWOOD
StateMD
Zip21040-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 7971 SF 2312 ELDERBERRY DRIVE ROCK HALL PT 126/79
Legal SubdivisionROCK HALL
Legal Lot Number7
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1009
Census Tract301301

Owner

Source: Harford County records · APN 01-384260

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2312 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 03, 2018Loan Modification, Mortgage · FHA Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2009 · Amount on Record
Deed SaleJun 30, 2009 · Amount on Record
Prior SaleMay 18, 2009 · Amount on Record
Deed Document Number20092027
Deed Book / Page8209 / 51
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2312 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Document Number0127220466
Instrument DateJan 03, 2018
Transaction TypeMortgage
Record UpdatedMar 08, 2018
Title CompanyCARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2312 ELDERBERRY DR EDGEWOOD MD 210401131, EDGEWOOD, MD 21040-1131

Mortgage

Document Number0127220466
DateFeb 27, 2018
Book Page012722/000466
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address2312 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Document Number0127220473
Instrument DateJan 03, 2018
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2312 ELDERBERRY DR EDGEWOOD MD 210401131, EDGEWOOD, MD 21040-1131

Mortgage

Document Number0127220473
DateFeb 27, 2018
Book Page012722/000473
Lender
NameBANK OF AMERICA
TypeBank
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2048
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$365,900 (+23.53%) Land $85,100 Building $280,800$365,900 (+23.53%) Land $85,100 Building $280,800
2025$3,399.00 (+8.73%) Homeowner's exemption
2023$296,200 Land $85,100 Building $211,100$296,200 Land $85,100 Building $211,100
2022$3,126.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (1979–2025)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 2025, river or lake flooding
Claims By Storm
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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