2312 E Royal Ct, Saint Louis, MO 63131 Property Records

St. Louis County property record for 2312 E Royal Ct, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,640 sqft · built 1983
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Dec 1999)
Tax Bill	$5,260 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23O-43-0802`

Property Details

APN / Parcel Number

Primary APN	`23O-43-0802`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	1,138 sqft
Basement Area	324 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	90 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	160 sqft
Patio Area	56 sqft
Balcony Area	40 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2312 E ROYAL CT
City	SAINT LOUIS
State	MO
Zip	63131-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17D
Legal Description	DOUGHERTY OAKS PLAT 3-B 7 7 82 LOT 313
Legal Subdivision	DOUGHERTY OAKS PLAT 3-B
Legal Lot Number	313
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1009
Census Tract	218012

Owner

2312 E Royal Ct is owned and occupied by an individual who bought it in December 1999.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2312 E ROYAL CT, SAINT LOUIS, MO 63131-1941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 24, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 1999 · Amount on File
Deed Sale	Dec 28, 1999 · Amount on File
Deed Document Number	1999600
Deed Book / Page	2399 / 2026
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 27, 2026
Property Address	2312 E ROYAL CT, SAINT LOUIS, MO 63131-1941
Document Number	0000000107
Instrument Date	Apr 16, 2026
Instrument	2026107
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E ROYAL CT, SAINT LOUIS, MO 63131-1941

Mortgage

Document Number	0000000107,
Date	Apr 27, 2026
Instrument	2026107

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2056

Interest

Rate	6.22%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2312 E ROYAL CT, SAINT LOUIS, MO 63131-1941
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 EAST ROYAL CT, SAINT LOUIS, MO 63131-1941

Mortgage

Document Number	2025092400089
Date	Sep 24, 2025
Instrument	2025092400089

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2312 E ROYAL CT, SAINT LOUIS, MO 63131-1941
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E ROYAL CT, SAINT LOUIS, MO 63131-1941

Mortgage

Document Number	0251125723
Date	Sep 17, 2021
Book Page	25112/5723
Instrument	2021091700286

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2312 E ROYAL CT, SAINT LOUIS, MO 63131-1941
Document Number	0236843689
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E ROYAL CT ST LOUIS MO 631311941, ST LOUIS, MO 63131-1941

Mortgage

Document Number	0236843689
Date	Sep 5, 2019
Book Page	023684/003689
Instrument	684

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2312 E ROYAL CT, SAINT LOUIS, MO 63131-1941
Document Number	0224680974
Book / Page	022468 / 000974
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E ROYAL CT ST LOUIS MO 631311941, ST LOUIS, MO 63131-1941

Mortgage

Document Number	0224680974
Date	Apr 5, 2017
Book Page	022468/000974
Instrument	344

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2312 E Royal Ct was $5,260, down 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Des Peres City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,690 (-) Land $45,130 Building $53,560	$519,400 (-) Land $237,500 Building $281,900
2025	$5,260.00 (-0.11%)	$98,690 Land $45,130 Building $53,560	$519,400 Land $237,500 Building $281,900
2024	$5,266.00 (+1.48%)
2023	$5,189.00 (+6.44%)	$93,750 (+16.49%) Land $36,100 Building $57,650	$493,400 Land $190,000 Building $303,400
2022	$4,875.00	$80,480 Land $32,490 Building $47,990
2021			$423,600 Land $171,000 Building $252,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2312 E Royal Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 E Royal Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on E Royal Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures