2312 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2312 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1957
Lot Size	0.205 acres (8,970 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Feb 2015)
Tax Bill	$2,243 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2015 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-231-008.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-231-008.000-023`
Alternative APN	`01610783197`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Basement Area	1,384 sqft

Exterior

Year Built	Built 1957
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,970 sqft (0.205 acres)
Lot Dimensions	115 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610783197
Street Address	2312 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 & W 1/2 LOT 43 BROOKSIDE ADD
Legal Subdivision	BROOKSIDE ADD
Legal Lot Number	42,43
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1046
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2312 E 3RD ST, MISHAWAKA, IN 46544-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 11, 2015	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
Aug 14, 2009	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2015 · Amount on Record
Deed Sale	Feb 11, 2015 · Amount on Record
Prior Sale	Aug 14, 2009 · Amount on Record
Deed Document Number	0001503410
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2312 E 3RD ST, MISHAWAKA, IN 46544-3330
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002038487
Date	Dec 9, 2020
Instrument	2038487

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate

February 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 11, 2015
Property Address	2312 E 3RD ST, MISHAWAKA, IN 46544-3330
Document Number	0001503410
Map Reference	PB 12 PG 72
Instrument Date	Jan 22, 2015
Instrument	1503410
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001503411
Date	Feb 11, 2015
Instrument	1503411

Lender

Name	RUOFF MORTGAGE CO INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 14, 2009
Property Address	2312 E 3RD ST, MISHAWAKA, IN 46544-3330
Document Number	0000927303
Map Reference	MB12 PG72
Instrument Date	Aug 13, 2009
Instrument	0927303
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E 3RD ST, MISHAWAKA, IN 46544-3330
Investor	Possibly a Property Investor

Mortgage

Document Number	0000927304
Date	Aug 14, 2009
Instrument	0927304

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,800 (+28.78%) Land $36,900 Building $177,900	$214,800 (+28.78%) Land $36,900 Building $177,900
2024	$2,243.00 (+17.13%)
2023	$1,915.00 (-0.57%)	$166,800 (+0.24%) Land $36,900 Building $129,900	$166,800 (+0.24%) Land $36,900 Building $129,900
2022	$1,926.00 Homeowner's exemption	$166,400 Land $36,900 Building $129,500	$166,400 Land $36,900 Building $129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

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