2312 Chestnut Ln, Findlay, OH 45840 Property Records

Hancock County property record for 2312 Chestnut Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,203 sqft · built 1991
Lot Size	0.365 acres (15,912 sqft)
Owner	Individual Name on File
Last Sale	$271,400 (Mar 2018)
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-094-03-018.000`

Property Details

APN / Parcel Number

Primary APN	`1011-094-03-018.000`
Alternative APN	`630001004068`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
1st Floor Area	1,258 sqft
2nd Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,912 sqft (0.365 acres)
Lot Dimensions	153 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2312 CHESTNUT LN
City	FINDLAY
State	OH
Zip	45840-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE SUB LOT 35
Legal Subdivision	PINE RIDGE SUB
Legal Lot Number	35
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3000
Census Tract	700

Owner

2312 Chestnut Ln is owned and occupied by an individual who bought it in March 2018.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2312 CHESTNUT LN, FINDLAY, OH 45840-7428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Mar 28, 2018	Warranty Deed, Transfer MID-AMERICAN TITLE AGENCY INC, MID AMERICAN TITLE AGENCY IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Jul 24, 2001 · Amount on File
Deed Document Number	20182282
Deed Book / Page	2535 / 1306
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2312 CHESTNUT LN, FINDLAY, OH 45840-7428
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 CHESTNUT LN, FINDLAY, OH 45840-7428

Mortgage

Document Number	02593/2276
Date	Apr 8, 2022
Book Page	2593/2276
Instrument	202200003306

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	926 Months
Due	Jun 2, 2099

Interest

Rate Type	Adjustable Rate
Rate	1.8%
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2312 CHESTNUT LN, FINDLAY, OH 45840-7428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EC TITLE SERVICES, E TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2540/2158
Date	Jun 27, 2018
Book Page	2540/2158
Instrument	201800005232

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 20, 2028

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 28, 2018
Property Address	2312 CHESTNUT LN, FINDLAY, OH 45840-7428
Document Number	02535/1306
Book / Page	2535 / 1306
Instrument Date	Mar 21, 2018
Instrument	201800002282
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID-AMERICAN TITLE AGENCY INC, MID AMERICAN TITLE AGENCY IN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 CHESTNUT LN, FINDLAY, OH 45840-7428

Tax Assessment & Valuation

The 2025 property tax bill for 2312 Chestnut Ln was $3,056 with exemptions applied, up 10.4% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,056.00 (+10.36%) Homeowner's exemption Senior Citizen's exemption	$113,240 (+15%) Land $17,200 Building $96,040	$323,560 Land $49,150 Building $274,410
2024	$2,769.00 (-0.18%)	$98,470 (-) Land $14,960 Building $83,510
2023	$2,774.00 Homeowner's exemption Senior Citizen's exemption	$98,470 Land $14,960 Building $83,510
2022			$281,350 Land $42,740 Building $238,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2312 Chestnut Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 Chestnut Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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