2312 Beech St, Gaffney, SC 29340 Property Records

Cherokee County property record for 2312 Beech St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1997
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Tax Bill	$871 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`023187-23-3`

Property Details

APN / Parcel Number

Primary APN	`023187-23-3`
Alternative APNs	`1000000060005 00271797` `100-00-00-060.005` `023055223`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1997
Exterior Material	Siding
Lot Area	29,621 sqft (0.68 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1000000060005 00271797
Street Address	2312 BEECH ST
City	GAFFNEY
State	SC
Zip	29340-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	2312 BEECH ST LT#5 P/O#4 CORRECTED 2001-NEEDS REFUNDS FOR 98-00 ALLISON RERECORDED/PITTS $79500
Legal Subdivision	HILLBROOK SUB
Legal Tract	118
Legal Lot Number	5
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	5
Census Block	5002
Census Tract	970502

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2312 BEECH ST, GAFFNEY, SC 29340-4606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 1997
Deed Sale	Jul 30, 1997
Deed Document Number	000016E116
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	2312 BEECH ST # 5, 5, GAFFNEY, SC 29340-4606
Document Number	0001210057
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 BEECH ST GAFFNEY SC 293404606, GAFFNEY, SC 29340-4606

Mortgage

Document Number	0001210057
Date	Mar 17, 2020
Book Page	000121/000057
Instrument	1450

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 (+10.96%) Homeowner's exemption	$4,740 (-) Land $480 Building $4,260	$125,200 (-) Land $12,000 Building $113,200
2023	$785.00	$4,740 Land $480 Building $4,260	$125,200 Land $12,000 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20