2312 81st St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2312 81st St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1975
Lot Size0.168 acres (7,345 sqft)
OwnerIndividual Name on File
Tax Bill$1,656 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR48839

Property Details

APN / Parcel Number

Primary APNR48839

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,400 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area7,345 sqft (0.168 acres)
Lot Dimensions113 ft deep x 65 ft wide
Garage Area483 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2312 81ST ST
CityLUBBOCK
StateTX
Zip79423-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionOAK PARK L 100
Legal SubdivisionOAK PARK
Legal Lot Number1000
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1023
Census Tract2205

Owner

2312 81st St is owned and occupied by an individual who acquired it in December 2019.

Source: Lubbock County records, as of February 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2312 81ST ST, LUBBOCK, TX 79423-2326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Dec 27, 2019Vendor's Lien, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2019
Deed SaleDec 27, 2019
Deed Document Number2019-50736
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2312 81ST ST, LUBBOCK, TX 79423-2326
Transaction TypeMortgage
Record UpdatedSep 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2312 81ST ST, LUBBOCK, TX 79423-2326

Mortgage

Document Number0000047962
DateSep 16, 2021
Instrument2021047962
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueJan 1, 2050

December 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateDec 27, 2019
Property Address2312 81ST ST, LUBBOCK, TX 79423-2326
Document Number0000050736
Map ReferenceVOL 1391 PG 25
Instrument DateDec 27, 2019
Instrument2019050736
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2312 81ST ST, LUBBOCK, TX 79423-2326

Mortgage

Document Number0000050737
DateDec 27, 2019
Instrument2019050737
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2312 81st St was $1,656 with a homeowner's exemption, down 19.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,656.00 (-19.61%) Homeowner's exemption$162,255 Land $25,000 Building $137,255$162,255 Land $25,000 Building $137,255
2024$2,060.00 (+0.39%)
2023$2,052.00 (-18.25%) Homeowner's exemption$160,138 Land $13,000 Building $152,401$165,401 Land $13,000 Building $152,401
2022$2,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2312 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2312 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Telespan
Fixed Wireless
100 / 40

May also be available: T-Mobile, Verizon.

Nearby Properties on 81st St

Nearby Streets

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