2312 3rd St, Cumberland, WI 54829 Property Records

Barron County property record for 2312 3rd St, Cumberland, WI 54829 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	15.5 acres (675,180 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Oct 2020)
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-0400-17-000`

Property Details

APN / Parcel Number

Primary APN	`016-0400-17-000`

Exterior

Lot Area	675,180 sqft (15.5 acres)

Location & Zoning

Street Address	2312 3RD ST
City	CUMBERLAND
State	WI
Zip	54829-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 16-1 PRT SE-SE SHOWN AS LOT 2 & OUTLOT 1 CSM 37/146 #5498 DOC 738476
Legal Lot Number	2
Jurisdiction	BARRON WI
Township / Civil Division	CRYSTAL LAKE
Census Block Group	3
Census Block	3027
Census Tract	200

Owner

Source: Barron County records · APN 016-0400-17-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2312 3RD ST, CUMBERLAND, WI 54829-9409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Jul 11, 2018	Deed of Trust, Mortgage · ARM WESTCONSIN CU
May 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	870202
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Oct 28, 2020
Property Address	2312 3RD ST, CUMBERLAND, WI 54829-9409
Document Number	0000870202
Map Reference	DOC738476 MB37 PG146
Instrument Date	Oct 27, 2020
Instrument	870202
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	T M TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000870203
Date	Oct 28, 2020
Instrument	870203

Lender

Name	US BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2312 3RD ST, CUMBERLAND, WI 54829-9409
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	846742
Date	Jul 11, 2018
Instrument	846742

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Margin	2

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	May 31, 2018
Property Address	2312 3RD ST, CUMBERLAND, WI 54829-9409
Document Number	0000845609
Map Reference	5498
Instrument Date	May 21, 2018
Instrument	845609
Transaction Type	Transfer
Record Updated	Feb 08, 2022

Transaction

Amount	Amount Recorded
Tax	$585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 3RD ST, CUMBERLAND, WI 54829-9409

Tax Assessment & Valuation

Source: Barron County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Crystal Lake Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,514.00 (+28.95%) Homeowner's exemption	$166,800 (-) Land $31,400 Building $135,400	$329,200 (+23.57%) Land $61,972 Building $267,228
2023	$2,725.00 Homeowner's exemption	$166,800 Land $31,400 Building $135,400	$266,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barron County (55005C), updated April 29, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Brightspeed	DSL	100 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures