23115 E Oxbow Dr, Florence, AZ 85132 Property Records

Pinal County property record for 23115 E Oxbow Dr, Florence, AZ 85132

Property Summary

Property TypeSingle Family Home
Details1,500 sqft · built 2005
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on Record
Last Sale$336,000 (Sep 2026)
Tax Bill$1,003 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Mar 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN206-10-004J

Property Details

APN / Parcel Number

Primary APN206-10-004J
Alternative APN
  • 20610004J0

Interior

Stories1 Story
Building Area1,500 sqft Living Area
Gross Area1,920 sqft
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area54,450 sqft (1.25 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address23115 E OXBOW DR
CityFLORENCE
StateAZ
Zip85132-7383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionCOMM @ W COR OF SEC 22-5S-10E TH N 329.75' TH E 496.41' TO POB TH N 329.78' TH E 165.47 TH S 329.79' TH W 165.47' TO POB (AKA LOT D OF SUR BK 12 - PG 035) 1.25 AC
Legal Range10E
Legal Township05S
Legal Section22
Legal Lot NumberD
JurisdictionPINAL AZ
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2001
Census Tract802

Owner

Source: Pinal County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 192, VALLEY FARMS, AZ 85191-0003
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 26, 2026Warranty Deed, Transfer
OS NATIONAL LLC
Aug 31, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleMar 26, 2026 · Amount on Record
Deed Document Number202676174
Prior Transfer DateApr 7, 2005
Prior Transfer Doc0000050682
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINAL AZ
Recording DateSep 14, 2026
Property Address23115 E OXBOW DR, FLORENCE, AZ 85132-7383
Document Number0000076174
Instrument DateSep 11, 2026
Instrument202676174
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNATIONS TITLE, OS NATIONAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076175,
DateSep 14, 2026
Instrument202676175
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINAL AZ
Recording DateMar 26, 2026
Property Address23115 E OXBOW DR, FLORENCE, AZ 85132-7383
Document Number0000024630
Instrument DateMar 18, 2026
Instrument2026-024630
Transaction TypeTransfer
Record UpdatedApr 9, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23115 E OXBOW DR, FLORENCE, AZ 85132-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 W WASHINGTON ST STE 115W, 115W, TEMPE, AZ 85288-1232
InvestorPossibly a Property Investor

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINAL AZ
Recording DateAug 31, 2020
Property Address23115 E OXBOW DR, FLORENCE, AZ 85132-7383
Document Number0000087051
Instrument DateAug 26, 2020
Instrument2020-087051
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyCHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address23115 E OXBOW DR, FLORENCE, AZ 85132-7383

Mortgage

Document Number0000087052
DateAug 31, 2020
Instrument2020-087052
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyPinal County
Unified School DistrictFlorence Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$21,692 (-2.91%) Land $5,042 Building $16,650$216,927 (-2.91%) Land $50,424 Building $166,503
2026$22,343 (+12.81%) Land $5,042 Building $17,301$223,430 (+12.82%) Land $50,424 Building $173,006
2025$1,003.00 (+2.03%)$19,805 (-23.49%)$198,046 (-23.5%) Land $33,313 Building $164,733
2024$983.00 (-0.3%)$25,887 Land $3,331 Building $22,556$258,871 Land $33,313 Building $225,558
2023$986.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 67% of Arizona
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TREPIC Networks
Fixed Wireless
200 / 30
Utah Broadband
Fixed Wireless
50 / 25
AT&T
Fixed Wireless
25 / 3
CenturyLink
DSL
10 / 1

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