Seminole County property record for 2311 Winding Cv, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,410 sqft · built 2004 |
| Lot Size | 0.275 acres (11,964 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $336,000 (Feb 2019) |
| Tax Bill | $4,142 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-21-31-520-0000-0110 |
| Primary APN | 27-21-31-520-0000-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 3,250 sqft |
| 1st Floor Area | 1,939 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 11,964 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 526 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 2311 WINDING CV |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | LOT 11 WINDING COVE SUBDIVISION PB 62 PG 21 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 27 |
| Legal Subdivision | WINDING COVE SUBDIVISION |
| Legal Tract | 520 |
| Legal Lot Number | 11 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21320 |
Source: Seminole County records · APN 27-21-31-520-0000-0110
Assessment roll updated December 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2311 WINDING CV, OVIEDO, FL 32765-6376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Feb 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | Oct 01, 2014 · Amount on Record |
| Deed Document Number | 201915732 |
| Deed Book / Page | 9298 / 428 |
| Prior Transfer Date | Oct 02, 2014 |
| Prior Transfer Doc | 0083471080 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2311 WINDING CV, OVIEDO, FL 32765-6376 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2311 WINDING CV, OVIEDO, FL 32765-6376 |
| Document Number | 0109731073 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 10973/1073 |
| Instrument | 2026008681 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 13, 2019 |
| Property Address | 2311 WINDING CV, OVIEDO, FL 32765-6376 |
| Document Number | 0092980428 |
| Book / Page | 009298 / 000428 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 15732 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | METRO TITLE GROUP LLC, METRO TITLE GRP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,352.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2311 WINDING CV OVIEDO FL 327656376, OVIEDO, FL 32765-6376 |
| Document Number | 92980429 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 009298/000429 |
| Instrument | 15733 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 12, 2029 |
Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,142.00 (+8.74%) Homeowner's exemption | $321,412 (+5.99%) | $405,315 (+4.21%) Land $118,000 Building $287,315 |
| 2023 | $3,809.00 (+2.59%) Homeowner's exemption | $303,256 (+3%) | $388,955 (+3.4%) Land $118,000 Building $270,955 |
| 2022 | $3,713.00 Homeowner's exemption | $294,423 | $376,172 Land $108,000 Building $268,172 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 326 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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