2311 Willow St, Florence, OR 97439 Property Records

Lane County property record for 2311 Willow St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,977 sqft · built 1989
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on Record
Last Sale	$290,500 (Sep 2016)
Tax Bill	$4,095 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-34-03601-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-34-03601-000`
Alternative APN	`1325610`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,977 sqft Finished Area
1st Floor Area	1,977 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	601 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1325610
Street Address	2311 WILLOW ST
City	FLORENCE
State	OR
Zip	97439-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RESTRICTED RESIDENTIAL
Legal Description	SUBD:SUMMERSET ESTATES SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	23
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SUMMERSET ESTATES
Legal Lot Number	3601
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2018
Census Tract	707

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	2311 WILLOW ST, FLORENCE, OR 97439-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2021	Deed of Trust, Mortgage · FHA Mortgage LONGBRIDGE FIN'L
Apr 12, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage MCM HLDGS
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 26, 2016 · Amount on Record
Deed Sale	Sep 26, 2016 · Amount on Record
Prior Sale	Sep 26, 2016 · Amount on Record
Deed Document Number	0000047363
Last Transfer Date	Apr 12, 2021
Transfer Doc	0000024902
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2311 WILLOW ST, FLORENCE, OR 97439-9701
Document Number	0000024903
Instrument Date	Mar 20, 2021
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2311 WILLOW ST FLORENCE OR 974399701, FLORENCE, OR 97439-9701

Mortgage

Document Number	0000024903
Date	Apr 12, 2021
Instrument	24903

Lender

Name	LONGBRIDGE FIN'L
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Apr 11, 2100

Interest

Rate Type	Adjustable Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Apr 12, 2021
Property Address	2311 WILLOW ST, FLORENCE, OR 97439-9701
Document Number	0000024902
Map Reference	FILE 73 SL 300&301
Instrument Date	Mar 20, 2021
Instrument	2021-024902
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2311 WILLOW ST, FLORENCE, OR 97439-9701

Mortgage

Document Number	0000024903
Date	Apr 12, 2021
Instrument	2021-024903

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2311 WILLOW ST, FLORENCE, OR 97439-9701
Document Number	0000016431
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2311 WILLOW ST FLORENCE OR 974399701, FLORENCE, OR 97439-9701

Mortgage

Document Number	0000016431
Date	Apr 30, 2019
Instrument	16431

Lender

Name	MCM HLDGS
Address	MIAMI LAKES, FL 33016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Apr 29, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.74%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2311 WILLOW ST, FLORENCE, OR 97439-9701
Document Number	0000016432
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2311 WILLOW ST FLORENCE OR 974399701, FLORENCE, OR 97439-9701

Mortgage

Document Number	0000016432
Date	Apr 30, 2019
Instrument	16432

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Apr 29, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.74%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,095.00 (+5.9%)	$300,187 (+6.09%)	$541,158 (-4.55%) Land $95,629 Building $445,529
2023	$3,867.00 (+4.23%)	$282,956 (+3%)	$566,968 (+17.89%) Land $83,254 Building $483,714
2022	$3,710.00	$274,715	$480,912 Land $76,568 Building $404,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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