2311 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2311 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 805 sqft · built 1929
Lot Size	0.14 acres (6,100 sqft)
Owner	Company Name on File
Last Sale	$118,500 (Sep 2025)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-27-380-006`

Property Details

APN / Parcel Number

Primary APN	`8913-27-380-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	805 sqft Living Area
1st Floor Area	529 sqft
Basement Area	529 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2311 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAWN LOT 3 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	WOODLAWN
Legal Block	5
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	1400

Owner

2311 W 3rd St is owned by a company that bought it in September 2025 and is owner-occupied.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 231, DIKE, IA 50624-0231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · Line of Credit CEDAR FALLS COMMUNITY CU
Feb 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Feb 22, 2017 · Amount on File
Deed Document Number	202514238
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	2009021995
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 29, 2025
Property Address	2311 W 3RD ST, WATERLOO, IA 50701-3703
Document Number	0202514238
Instrument Date	Sep 17, 2025
Instrument	2025-14238
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 231, DIKE, IA 50624-0231

Mortgage

Document Number	0202514239
Date	Sep 29, 2025
Instrument	2025-14239

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 10, 2050

Interest

Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 22, 2017
Property Address	2311 W 3RD ST, WATERLOO, IA 50701-3703
Document Number	201700014865
Instrument Date	Feb 10, 2017
Instrument	2017-00014865
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Tax	$147.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 W 3RD ST, WATERLOO, IA 50701-3703

Tax Assessment & Valuation

The 2025 property tax bill for 2311 W 3rd St was $2,178 with a homeowner's exemption, up 6.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,178.00 (+6.14%) Homeowner's exemption	$117,650 Land $16,800 Building $100,850	$117,650 Land $16,800 Building $100,850
2024	$2,052.00
2023		$104,830 (+16.21%) Land $16,800 Building $88,030	$104,830 Land $16,800 Building $88,030
2022	$1,786.00 Homeowner's exemption	$90,210 Land $16,800 Building $73,410
2021			$90,210 Land $16,800 Building $73,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2311 W 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2311 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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