Berks County property record for 2311 Downing St, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1960 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,911 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5308-18-32-1433 |
| Primary APN | 5308-18-32-1433 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Neighborhood |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 15356300 |
|---|---|
| Street Address | 2311 DOWNING ST |
| City | READING |
| State | PA |
| Zip | 19605-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIVERDALE |
| Legal Block | 32 |
| Legal Lot Number | 595-5 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 300 |
2311 Downing St is owned and occupied by two individuals who acquired it in August 2019.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2311 DOWNING ST, READING, PA 19605-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Sep 19, 2019 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 20, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2018 |
| Deed Sale | Feb 20, 2018 |
| Deed Document Number | 20185689 |
| Last Transfer Date | Aug 15, 2019 |
| Transfer Doc | 0000027447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2311 DOWNING ST, READING, PA 19605-2823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2311 DOWNING ST, READING, PA 19605-2823 |
| Document Number | 0000057089 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021057089 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2311 DOWNING ST, READING, PA 19605-2823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BCHH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000032026 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 2019032026 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 15, 2019 |
| Property Address | 2311 DOWNING ST, READING, PA 19605-2823 |
| Document Number | 0000027447 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 27447 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2311 DOWNING ST READING PA 196052823, READING, PA 19605-2823 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 20, 2018 |
| Property Address | 2311 DOWNING ST, READING, PA 19605-2823 |
| Document Number | 0000005689 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 5689 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2311 DOWNIN ST READING PA 19605, READING, PA 19605 |
The 2026 property tax bill for 2311 Downing St was $1,911 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,911.00 Homeowner's exemption | $67,700 Land $31,500 Building $36,200 | $31,500 Land $31,500 |
| 2024 | $1,792.00 | $67,700 Land $31,500 Building $36,200 | |
| 1994 | $67,700 Land $31,500 Building $36,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2311 Downing St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2311 Downing St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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