2311 Dixie Hwy, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2311 Dixie Hwy, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,968 sqft · built 1904
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Feb 2019)
Tax Bill$1,459 (2025)
Deeds & MortgagesJun 2022 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-40-11-078.00

Property Details

APN / Parcel Number

Primary APN028-40-11-078.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,968 sqft Finished Area
Gross Area2,150 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2311 DIXIE HWY
CityFT MITCHELL
StateKY
Zip41017-2906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST DRIVE LOT 1 EXPT REAR 4'
Legal SubdivisionEAST DRIVE
Legal Lot Number1
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract64700

Owner

2311 Dixie Hwy is owned and occupied by two individuals who bought it in February 2019.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2311 DIXIE HWY, FT MITCHELL, KY 41017-2906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
May 27, 2020Deed of Trust, Mortgage · Conventional with PMI
AMERICAN MTG SVC
Feb 15, 2019Warranty Deed, Transfer · Conventional with PMI
AMERICAN MTG SVC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2019 · Amount on File
Deed SaleFeb 15, 2019 · Amount on File
Prior SaleJul 2, 2001 · Amount on File
Deed Document Number201902 15 059 00120
Deed Book / Page6601 / 119
Transfer Doc0408059003
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2311 DIXIE HWY, FT MITCHELL, KY 41017-2906
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900180
DateJun 16, 2022
Book Page380/300
Instrument22061605900180
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2311 DIXIE HWY, FT MITCHELL, KY 41017-2906
Document Number0000000102
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2311 DIXIE HWY FORT MITCHELL KY 410172906, FORT MITCHELL, KY 41017-2906

Mortgage

Document Number0000000102
DateJun 3, 2020
Book Page000M52/000209
Instrument102
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 2, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 15, 2019
Property Address2311 DIXIE HWY, FT MITCHELL, KY 41017-2906
Document Number0000000120
Book / Page0C6601 / 000119
Instrument DateFeb 8, 2019
Instrument120
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2311 DIXIE HWY FORT MITCHELL KY 410172906, FORT MITCHELL, KY 41017-2906

Mortgage

Document Number121
DateFeb 15, 2019
Book Page0C6601/000123
Instrument121
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2311 Dixie Hwy was $1,459.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$390,300 (-) Land $55,000 Building $335,300$390,300 (-) Land $55,000 Building $335,300
2025$1,459.00$390,300 Land $55,000 Building $335,300$390,300 Land $55,000 Building $335,300
2023$1,588.00$390,300 Land $55,000 Building $335,300$390,300 Land $55,000 Building $335,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2311 Dixie Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2311 Dixie Hwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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