2311 Circle St, Crest Hill, IL 60403 Property Records

Will County property record for 2311 Circle St, Crest Hill, IL 60403

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,624 sqft · built 1988
Lot Size	0.41 acres (18,049 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$6,780 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`11-04-31-115-020`

Property Details

APN / Parcel Number

Primary APN	`11-04-31-115-020`
Alternative APN	`04311150200000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	18,049 sqft (0.41 acres)
Garage Type	Detached
Garage Area	904 sqft

Location & Zoning

Street Address	2311 CIRCLE ST
City	CREST HILL
State	IL
Zip	60403-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 IN RICHLAND, BEING A SUB OF PRT OF THE NW1/4 OF SEC. 31, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	31
Legal Subdivision	RICHLAND
Legal Lot Number	18
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1017
Census Tract	880901

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2311 CIRCLE ST, CREST HILL, IL 60403-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Oct 2, 2020	Trustee's Deed, Foreclosure · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202085156
Prior Transfer Date	Nov 6, 1997
Prior Transfer Doc	0000107965
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2311 CIRCLE ST, CREST HILL, IL 60403-1717
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 CIRCLE ST, CREST HILL, IL 60403-1717

Mortgage

Document Number	0000069156
Date	Dec 9, 2025
Instrument	R2025069156

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	9.55%
Change Frequency	Monthly

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Oct 2, 2020
Property Address	2311 CIRCLE ST, CREST HILL, IL 60403-1717
Document Number	0000085156
Map Reference	MB16 PG60 DOC392933
Instrument Date	Sep 18, 2020
Instrument	R2020085156
Transaction Type	Foreclosure
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 CIRCLE ST, CREST HILL, IL 60403-1717

Mortgage

Document Number	0000085157
Date	Oct 2, 2020
Instrument	R2020085157

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crest Hill City
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Richland School District 88A (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,780.00 (+22.85%)	$94,754 (+7.2%) Land $22,707 Building $72,047	$284,262 (+7.2%) Land $68,121 Building $216,141
2024		$88,390 (+25.48%) Land $21,182 Building $67,208	$265,170 (+25.48%) Land $63,546 Building $201,624
2022	$5,519.00 Homeowner's exemption	$70,439 Land $16,879 Building $53,560	$211,317 Land $50,637 Building $160,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREST HILL serves 20,223 people · EPA ID IL1970250
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	1.69 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications.

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