Osceola County property record for 2311 Bittle Way, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,479 sqft · built 2018 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,200 (May 2018) |
| Tax Bill | $3,373 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143302 |
| Primary APN | 143302 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,479 sqft Heated Area |
| Gross Area | 2,120 sqft |
| 1st Floor Area | 1,479 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 145 ft deep x 73 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 256 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 143302 |
|---|---|
| Street Address | 2311 BITTLE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEWOOD GARDENS PB 19 PGS 1-7 LOT 26 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINEWOOD GARDENS |
| Legal Tract | 62 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 43208 |
2311 Bittle Way is owned and occupied by an individual who bought it in May 2018.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2311 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| May 10, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on File |
| Deed Sale | May 10, 2018 · Amount on File |
| Deed Document Number | 2018074093 |
| Deed Book / Page | 5331 / 0599 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2311 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2311 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Document Number | 0064421263 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 6442/1263 |
| Instrument | 2023092806 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2311 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2311 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Document Number | 0058812858 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 5881/2858 |
| Instrument | 2021014382 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 10, 2018 |
| Property Address | 2311 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Document Number | 0053310599 |
| Book / Page | 005331 / 000599 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 74093 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | AMERICAN HOME TITLE AND ESCROW COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2311 BITTLE WAY ST CLOUD FL 347696539, ST CLOUD, FL 34769-6539 |
| Document Number | 53310600 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 005331/000600 |
| Instrument | 74094 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2048 |
The 2025 property tax bill for 2311 Bittle Way was $3,373 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,373.00 Homeowner's exemption | $231,330 | $308,000 Land $70,000 Building $238,000 |
| 2023 | $3,171.00 (+6.09%) Homeowner's exemption | $218,264 (+4.92%) | $316,700 (+15.33%) Land $58,000 Building $258,700 |
| 2022 | $2,989.00 Homeowner's exemption | $208,024 | $274,600 Land $58,000 Building $216,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2311 Bittle Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2311 Bittle Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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