Cleveland County property record for 2311 Berwick Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,125 sqft · built 1974 |
| Lot Size | 0.602 acres (26,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $183,750 (Jun 2023) |
| Tax Bill | $1,650 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28429 |
| Primary APN | 28429 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,125 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 26,250 sqft (0.602 acres) |
| Lot Dimensions | 175 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Storage Building | 60 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1356834 |
|---|---|
| Street Address | 2311 BERWICK RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #12-17 BLK F FAIRFIELD |
| Legal Subdivision | FIELD |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 951300 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2311 BERWICK RD, SHELBY, NC 28152-9091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Guardian's Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 2023200088796 |
| Prior Transfer Date | Jun 1, 2023 |
| Prior Transfer Doc | 0019010263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Guardian's Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 23, 2023 |
| Property Address | 2311 BERWICK RD, SHELBY, NC 28152-9091 |
| Document Number | 0019010263 |
| Book / Page | 1901 / 263 |
| Map Reference | MB 7 PG 74 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 200088796 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2311 BERWICK RD, SHELBY, NC 28152-9091 |
| Document Number | 0001901266 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 1901/266 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | 0019010279 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 1901/279 |
| Instrument | 200088798 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85260 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2311 BERWICK RD, SHELBY, NC 28152-9091 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0018211435 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 1821/1435 |
| Instrument | 200044130 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 26, 2018 |
| Property Address | 2311 BERWICK RD, SHELBY, NC 28152-9091 |
| Document Number | 0017721636 |
| Book / Page | 1772 / 1636 |
| Map Reference | MB 7 PG 74 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 200016207 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 134 WOODING PL, 134, KINGS MOUNTAIN, NC 28086-8786 |
| Name | Verified Name |
|---|---|
| Address | 2311 BERWICK RD, SHELBY, NC 28152-9091 |
| Document Number | 200016208 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 200016208 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,650.00 (+2.61%) | $161,670 (-) Land $21,870 Building $139,800 | $161,670 (-) Land $21,870 Building $139,800 |
| 2025 | $1,608.00 | $161,670 (+51.39%) Land $21,870 Building $139,800 | $161,670 (+51.39%) Land $21,870 Building $139,800 |
| 2023 | $106,793 (-) Land $18,630 Building $88,163 | $106,793 (-) Land $18,630 Building $88,163 | |
| 2022 | $106,793 Land $18,630 Building $88,163 | $106,793 Land $18,630 Building $88,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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