2311 20th St, Lubbock, TX 79411 Property Records

Lubbock County property record for 2311 20th St, Lubbock, TX 79411

Property Summary

Property Type	Duplex
Details	6 bd · 6 ba · 2,980 sqft · built 2018
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$253,100 (Apr 2020)
Tax Bill	$4,810 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R115396`

Property Details

APN / Parcel Number

Primary APN	`R115396`
Alternative APN	`R5770000005100070000`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	1 Story
Building Area	2,980 sqft Living Area
1st Floor Area	2,980 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2311 20TH ST
City	LUBBOCK
State	TX
Zip	79411-1001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MCCRUMMEN 2ND BLK 51 L 6
Legal Subdivision	MCCRUMMEN 2ND
Legal Block	51
Legal Lot Number	7
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2004
Census Tract	1401

Owner

Source: Lubbock County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1216 EAGLE PL, CEDAR HILL, TX 75104-8273
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage PROSPERITY BANK
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	202012842
Prior Transfer Date	Jun 3, 2015
Prior Transfer Doc	0000019359
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2311 20TH ST, LUBBOCK, TX 79411-1001
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036057
Date	Sep 18, 2018
Instrument	2018036057

Lender

Name	PROSPERITY BANK
Type	Bank
Address	LUBBOCK, TX 79401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	186 Months
Due	Mar 14, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2311 20TH ST, LUBBOCK, TX 79411-1001
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000598
Date	Jan 6, 2021
Instrument	2021000598

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 1, 2020
Property Address	2311 20TH ST, LUBBOCK, TX 79411-1001
Document Number	0000012842
Map Reference	VOL 26 PG 60
Instrument Date	Mar 31, 2020
Instrument	2020012842
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 FRANKFORD AVE, 3410, LUBBOCK, TX 79407-3710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 20TH ST, LUBBOCK, TX 79411-1001

Mortgage

Document Number	0000012843
Date	Apr 1, 2020
Instrument	2020012843

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,810.00 (-10.34%)	$271,843 (-9.26%) Land $25,000 Building $246,843	$271,843 (-9.26%) Land $25,000 Building $246,843
2024	$5,365.00 (-3.65%)
2023	$5,568.00 (-4.85%) Homeowner's exemption	$299,577 Land $13,650 Building $285,927	$299,577 Land $13,650 Building $285,927
2022	$5,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, T-Mobile.

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