23109 E 104th St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 23109 E 104th St S, Broken Arrow, OK 74014

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,785 sqft · built 2019
Lot Size0.212 acres (9,241 sqft)
Owner2 Individual Names on File
Last Sale$287,000 (Nov 2021)
Tax Bill$3,300 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN008321-006055-000000

Property Details

APN / Parcel Number

Primary APN008321-006055-000000
Alternative APNs
  • 730088744
  • 88744

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,785 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum Siding
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,241 sqft (0.212 acres)
Garage TypeAttached
Garage Area540 sqft
PorchSlab
Porch Area259 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number88744
Street Address23109 E 104TH ST S
CityBROKEN ARROW
StateOK
Zip74014-6257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND CREEK PHASE 2 LOT 55 BLOCK 6
Legal Range15E
Legal Township18N
Legal Section28
Legal SubdivisionHIGHLAND CREEK
Legal Phase2
Legal Block6
Legal Lot Number55
JurisdictionWAGONER OK
Township / Civil DivisionCOWETA
Census Block Group1
Census Block1043
Census Tract30511

Owner

23109 E 104th St S is owned and occupied by two individuals who bought it in November 2021.

Source: Wagoner County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address23109 E 104TH ST S, BROKEN ARROW, OK 74014-6257
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD
Nov 3, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST UNITED BANK & TRUST CO
Oct 16, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 28, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
BANK OF OK
Apr 4, 2019Trustee's Deed, Construction Loan · Construction Mortgage
ARVEST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2021 · Amount on File
Deed SaleNov 3, 2021 · Amount on File
Prior SaleAug 28, 2019 · Amount on File
Deed Document Number202120376
Deed Book / Page2748 / 521
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address23109 E 104TH ST S, BROKEN ARROW, OK 74014-6257
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017739
DateSep 23, 2021
Book Page2735/0359
Instrument2021-17739
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term336 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateNov 3, 2021
Property Address23109 E 104TH ST S, BROKEN ARROW, OK 74014-6257
Document Number0000020376
Book / Page2748 / 0521
Instrument DateOct 28, 2021
Instrument2021-20376
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23109 E 104TH ST S, BROKEN ARROW, OK 74014-6257

Mortgage

Document Number0000020377
DateNov 3, 2021
Instrument2021-20377
Lender
NameFIRST UNITED BANK & TRUST CO
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address23109 E 104TH ST S, BROKEN ARROW, OK 74014-6257
Document Number0000017758
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address23109 E 104TH ST S BROKEN ARROW OK 740146257, BROKEN ARROW, OK 74014-6257

Mortgage

Document Number0000017758
DateNov 18, 2020
Book Page002636/000526
Instrument17758
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20401
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 17, 2050

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateAug 28, 2019
Property Address23109 E 104TH ST S, BROKEN ARROW, OK 74014-6257
Document Number0000010942
Book / Page002522 / 000097
Instrument DateAug 26, 2019
Instrument10942
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 24, 2019
Title CompanyCHARTER TITLE AND ESCROW, CHARTER TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23109 E 104TH ST S BROKEN ARROW OK 740146257, BROKEN ARROW, OK 74014-6257

Mortgage

Document Number10943
DateAug 28, 2019
Book Page002522/000099
Instrument10943
Lender
NameBANK OF OK
TypeBank
AddressTULSA, OK 74153
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2049

April 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWAGONER OK
Recording DateApr 4, 2019
Property Address23109 E 104TH ST S, BROKEN ARROW, OK 74014-6257
Book / Page002491 / 000550
Instrument DateMar 14, 2019
Instrument3751
Transaction TypeConstruction Loan
Record UpdatedMay 10, 2019
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9959 E 51ST ST TULSA OK 741465706, TULSA, OK 74146-5706

Mortgage

Document Number0000003751
DateApr 4, 2019
Book Page002491/000550
Instrument3751
Lender
NameARVEST MTG
TypeMortgage Company
AddressTULSA, OK 74103
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 3, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 23109 E 104th St S was $3,300 with a homeowner's exemption.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyWagoner County
Unified School DistrictBroken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,105 (+3%) Land $5,191 Building $29,914$313,440 (-0.79%) Land $46,350 Building $267,090
2025$3,300.00 Homeowner's exemption$34,083 Land $5,040 Building $29,043$315,928 Land $45,000 Building $270,928
2023$3,075.00 (+2.09%) Homeowner's exemption$32,126 (+3%) Land $6,160 Building $25,966$309,485 (+11.13%) Land $55,000 Building $254,485
2022$3,012.00 Homeowner's exemption$31,191 Land $6,160 Building $25,031$278,489 Land $55,000 Building $223,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23109 E 104th St S in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims52 (1980–2019)
Claims Outside the SFHA8 of 52
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Apr 2008 · 8 claims
  • Severe Storms & Flooding, Oct 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23109 E 104th St S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAGONER CO. RWD #4
serves 37,658 people · EPA ID OK1021529
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2025
Turbidity
resolved · Jun 2025
Total trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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