23103 Clay Rd, Katy, TX 77493 Property Records

Harris County property record for 23103 Clay Rd, Katy, TX 77493

Property Summary

Property Type	Car Wash
Details	6,485 sqft · built 2020
Lot Size	1.39 acres (60,766 sqft)
Owner	Company Name on File
Tax Bill	$70,907 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-247-001-0004`

Property Details

APN / Parcel Number

Primary APN	`140-247-001-0004`

Interior

Stories	2 Stories
Building Area	6,485 sqft Gross Area
1st Floor Area	6,485 sqft
Office	376 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	60,766 sqft
Canopy	4,520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1402470010004
Street Address	23103 CLAY RD
City	KATY
State	TX
Zip	77493-8140
Property Category	Commercial
Property Type	Commercial > Retail > Car Wash
Legal Description	RES A2 CROSSING AT KATY TRAILS
Legal Subdivision	CROSSING AT KATY TRAILS
Legal Block	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2109
Census Tract	542902

Owner

23103 Clay Rd, a commercial property, is owned by a company.

Source: Harris County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	23103 CLAY RD, KATY, TX 77493-8140
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · SBA Mortgage GREATER TEXAS CAPITAL CORPORATION
Nov 26, 2019	Deed of Trust, Mortgage TEXAS FIRST BK
Nov 26, 2019	Deed of Trust, Mortgage TEXAS FIRST BK
Jun 11, 2019	Loan Modification, Mortgage TEXAS FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23103 CLAY RD, KATY, TX 77493-8140
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	SOUTH OAK TITLE LLC, SOUTH LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 RIMINA WAY DR, MISSOURI CITY, TX 77459-5203

Mortgage

Document Number	0000259408
Date	May 11, 2021
Instrument	2021-259408

Lender

Name	GREATER TEXAS CAPITAL CORPORATION
Type	Government Agency
Address	TYLER, TX 75711

Agreement

Type	SBA Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23103 CLAY RD, KATY, TX 77493-8140
Document Number	0000535960
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	57 RIMINA WAY DR MISSOURI CITY TX 774595203, MISSOURI CITY, TX 77459-5203

Mortgage

Document Number	0000535960
Date	Dec 4, 2019
Instrument	535960

Lender

Name	TEXAS FIRST BK
Type	Bank
Address	3000 FM 1764 RD, LA MARQUE, TX 77568-2452

Agreement

Amount	Amount on Record

Interest

Rate	18%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23103 CLAY RD, KATY, TX 77493-8140
Document Number	0000535964
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	57 RIMINA WAY DR MISSOURI CITY TX 774595203, MISSOURI CITY, TX 77459-5203

Mortgage

Document Number	0000535964
Date	Dec 4, 2019
Instrument	535964

Lender

Name	TEXAS FIRST BK
Type	Bank
Address	LA MARQUE, TX 77568

Agreement

Amount	Amount on Record

Interest

Rate	18%

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	23103 CLAY RD, KATY, TX 77493-8140
Document Number	0000274387
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000274387
Date	Jun 27, 2019
Instrument	274387

Lender

Name	TEXAS FIRST BK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 26, 2020

Interest

Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 23103 Clay Rd was $70,907, down 6.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,734,586 (-6.05%) Land $911,490 Building $1,823,096	$2,734,586 (-6.05%) Land $911,490 Building $1,823,096
2025	$70,907.00 (-6.56%)	$2,910,574 Land $911,490 Building $1,999,084	$2,910,574 Land $911,490 Building $1,999,084
2024	$75,884.00
2023		$2,616,999 Land $911,490 Building $1,705,509	$2,616,999 Land $911,490 Building $1,705,509
2022	$44,616.00
2020	$10,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23103 Clay Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23103 Clay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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