23101 SUMMIT RD LOS GATOS CA 950339319, LOS GATOS, CA 95033-9319
Mortgage
Document Number
0024564554
Date
Aug 5, 2020
Instrument
24564554
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Amount
Amount on Record
Term
180 Months
Due
Aug 4, 2035
March 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Mar 20, 2019
Property Address
23101 SUMMIT RD, LOS GATOS, CA 95033-9319
Document Number
0024138590
Instrument Date
Feb 26, 2019
Instrument
24138590
Transaction Type
Transfer
Record Updated
Apr 2, 2019
Title Company
FIRST AMERICAN TITLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
23101 SUMMIT RD LOS GATOS CA 950339319, LOS GATOS, CA 95033-9319
Mortgage
Document Number
24138591
Date
Mar 20, 2019
Instrument
24138591
Lender
Name
BANK OF THE WEST
Type
Bank
Address
OMAHA, NE 68154
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Mar 19, 2049
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 23101 Summit Rd was $7,008.
Source: Santa Clara County assessment roll, as of July 27, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Elementary School District
Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District
Los Gatos-Saratoga Joint Union School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$562,968 (+2%)Land $562,968
2025
$7,008.00
$551,930Land $551,930
2023
$6,750.00 (+6.82%)
$530,499Land $530,499
2022
$6,319.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 23101 Summit Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone D undetermined · not studied
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (1986)
Most Recent Claim
Feb 1986 · Severe Storms & Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 23101 Summit Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 71% of the US · above 46% of California
Wildfire Likelihood
0.3% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source
Surface water
Last State Inspection
Dec 2025
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Frontier Fiber
7,000 / 7,000
Xfinity Cable
1,200 / 35
Surfnet Communications Fixed Wireless · Fiber in parts of the area
100 / 25
May also be available: Cruzio, Etheric Networks, Ridge Wireless, Verizon.