231 Young Rd, Stoneville, NC 27048 Property Records

Rockingham County property record for 231 Young Rd, Stoneville, NC 27048

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,250 sqft · built 1973
Lot Size	0.459 acres (20,032 sqft)
Owner	Individual Name on File
Last Sale	$66,500 (Jul 2019)
Tax Bill	$1,015 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7948-04-64-8630-00`

Property Details

APN / Parcel Number

Primary APN	`7948-04-64-8630-00`
Alternative APN	`128723`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,250 sqft Finished Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	20,032 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Geothermal

Location & Zoning

Account Number	128723
Street Address	231 YOUNG RD
City	STONEVILLE
State	NC
Zip	27048-8365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES PROTEC
Legal Description	LOT 17 BLK A SHILOH ACRES SEC 1 SHILOH ACRES SEC 1
Legal Subdivision	SHILOH ACRES
Legal Block	A
Legal Lot Number	17
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	MAYO
Census Block Group	2
Census Block	2007
Census Tract	40602

Owner

231 Young Rd is owned and occupied by an individual who bought it in July 2019.

Source: Rockingham County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	231 YOUNG RD, STONEVILLE, NC 27048-8365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 16, 2021	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jul 9, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Nov 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Document Number	2019588195
Deed Book / Page	1561 / 2500
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0000580409
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Recording Date	Aug 31, 2026
Property Address	231 YOUNG RD, STONEVILLE, NC 27048-8365
Document Number	0000682005
Book / Page	1720 / 2406
Instrument Date	Aug 26, 2026
Instrument	2026682005
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 YOUNG RD, STONEVILLE, NC 27048-8365

Mortgage

Document Number	0000682005,
Date	Aug 31, 2026
Book Page	1720/2406
Instrument	2026682005

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.58%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	231 YOUNG RD, STONEVILLE, NC 27048-8365
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000631480
Date	Sep 8, 2022
Book Page	1633/2730
Instrument	631480

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	EDEN, NC 27289

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	231 YOUNG RD, STONEVILLE, NC 27048-8365
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000609705
Date	Mar 16, 2021
Book Page	1597/1129
Instrument	609705

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Max Rate	9.87%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Jul 9, 2019
Property Address	231 YOUNG RD, STONEVILLE, NC 27048-8365
Document Number	0000588195
Book / Page	1561 / 2500
Map Reference	MB 13 PG 36
Instrument Date	Jul 2, 2019
Instrument	588195
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 SOUTH RD JUSTISON ST300, 123, WILMINGTON, DE 19809-3032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 YOUNG RD, STONEVILLE, NC 27048-8365

Mortgage

Document Number	0000588196
Date	Jul 9, 2019
Instrument	588196

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Index	5-Year CMT

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Nov 2, 2018
Property Address	231 YOUNG RD, STONEVILLE, NC 27048-8365
Document Number	0000580409
Book / Page	001550 / 000690
Instrument Date	Sep 26, 2018
Instrument	580409
Transaction Type	Foreclosure
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$138.17
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	231 YOUNG RD STONEVILLE NC 270488365, STONEVILLE, NC 27048-8365

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Oct 5, 2017
Property Address	231 YOUNG RD, STONEVILLE, NC 27048-8365
Document Number	0000568011
Book / Page	001531 / 002296
Instrument Date	Sep 8, 2017
Instrument	568011
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 YOUNG RD STONEVILLE NC 270488365, STONEVILLE, NC 27048-8365

Tax Assessment & Valuation

The 2026 property tax bill for 231 Young Rd was $1,015 with exemptions applied.

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,015.00 Homeowner's exemption Senior Citizen's exemption	$156,516 Land $11,200 Building $145,316	$156,516 Land $11,200 Building $145,316
2023	$756.00 Homeowner's exemption Senior Citizen's exemption	$95,152 Land $10,640 Building $84,512	$95,152 Land $10,640 Building $84,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Young Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2004–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Young Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAN RIVER WATER INC private · serves 12,573 people · EPA ID NC0279040
Water Source	Purchased surface water from CITY OF EDEN
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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