231 Windward Is, Clearwater, FL 33767 Property Records

Pinellas County property record for 231 Windward Is, Clearwater, FL 33767

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,039 sqft · built 1965
Lot Size	0.249 acres (10,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,600 (Dec 1978)
Tax Bill	$9,655 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-744-7758-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-744-7758-9`
Alternative APNs	`09-29-15-43362-000-0470` `152909433620000470` `R99829`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,039 sqft Heated Area
1st Floor Area	3,039 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	10,886 sqft (0.249 acres)
Lot Dimensions	120 ft deep x 91 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	823 sqft
Deck Area	165 sqft
Patio Area	165 sqft
Loading Dock	290 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R99829
Old Parcel Number	152909433620000470
Street Address	231 WINDWARD IS
City	CLEARWATER
State	FL
Zip	33767-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLAND ESTATES OF CLEARWATER UNIT 4 LOT 47 & N'LY 5FT OF LOT 46
Legal Range	15
Legal Township	29
Legal Section	09
Legal Subdivision	ISLAND ESTATES OF CLEARWATER UNIT 4
Legal Lot Number	47
Legal Unit	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	26001

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 WINDWARD IS, CLEARWATER, FL 33767-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 1978 · Amount on Record
Deed Sale	Dec 31, 1978 · Amount on Record
Deed Document Number	0046432186
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	231 WINDWARD IS, CLEARWATER, FL 33767-2326
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 BAYSHORE DR, TARPON SPNGS, FL 34689-2410

Mortgage

Document Number	0233330960
Date	Oct 21, 2025
Book Page	23333/960
Instrument	2025298724

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2055

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,655.00 (-1.84%) Homeowner's exemption	$541,304 (-2.04%)	$1,327,597 (-19.51%) Land $1,101,647 Building $225,950
2023	$9,836.00 (+2.64%) Homeowner's exemption	$552,602 (+3%)	$1,649,456 (+21.55%) Land $1,407,181 Building $242,275
2022	$9,583.00 Homeowner's exemption	$536,507	$1,357,040 Land $1,154,531 Building $202,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 196 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	539 units insured incl. 343 condo units
Nearby Flood Claims	281 (1978–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 190 claims Tropical Storm Josephine, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20