Pinellas County property record for 231 Westwinds Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,598 sqft · built 1968 |
| Lot Size | 0.161 acres (6,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2018) |
| Tax Bill | $4,032 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-740-5545-0 |
| Primary APN | C62-000-740-5545-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,598 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,996 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 612 sqft |
| Patio Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244176 |
|---|---|
| Street Address | 231 WESTWINDS DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BAYWOOD VILLAGE LOT 195 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | BAYWOOD VILLAGE |
| Legal Tract | 5814 |
| Legal Lot Number | 195 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 27202 |
Source: Pinellas County records · APN C62-000-740-5545-0
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 WESTWINDS DR, PALM HARBOR, FL 34683-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 06, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Sep 12, 2018 | Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | Jan 10, 2012 · Amount on Record |
| Deed Document Number | 2018293431 |
| Deed Book / Page | 20203 / 373 |
| Prior Transfer Date | Aug 18, 2011 |
| Prior Transfer Doc | 0173711463 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 231 WESTWINDS DR, PALM HARBOR, FL 34683-1039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 231 WESTWINDS DR, PALM HARBOR, FL 34683-1039 |
| Document Number | 0225752357 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 22575/2357 |
| Instrument | 2023247401 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 231 WESTWINDS DR, PALM HARBOR, FL 34683-1039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0197961465 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 19796/1465 |
| Instrument | 2017304740 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 12, 2018 |
| Property Address | 231 WESTWINDS DR, PALM HARBOR, FL 34683-1039 |
| Document Number | 0202030373 |
| Book / Page | 020203 / 000373 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 293431 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | ALBRITTON TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 231 WESTWINDS DR PALM HARBOR FL 346831039, PALM HARBOR, FL 34683-1039 |
| Document Number | 202030375 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 020203/000375 |
| Instrument | 293432 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2048 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,032.00 (+5.94%) Homeowner's exemption | $256,553 (+5.99%) | $416,716 (+18.22%) Land $122,326 Building $294,390 |
| 2024 | $3,806.00 (+1.71%) | ||
| 2023 | $3,742.00 (+3%) Homeowner's exemption | $242,061 (+3%) | $352,506 (+14.7%) Land $137,823 Building $214,683 |
| 2022 | $3,633.00 Homeowner's exemption | $235,011 | $307,326 Land $141,943 Building $165,383 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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