Hamilton County property record for 231 Walnut St, Chattanooga, TN 37403 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 4.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2020 |
| Square Footage | 4,025 sqft Living Area |
| Lot Size | 3,450 sqft (0.079 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,650,000 (2026) |
| Tax Bill | $5,085.00 (2025) |
| Primary APN | 135M B 016.31 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,025 sqft Living Area |
| Stories | 3 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 3,450 sqft (0.079 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 0000389304 |
|---|---|
| Street Address | 231 WALNUT ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-1119 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 34 WALNUT HILL TOWNHOMES PB 117 PG 125 OUT OF 135M B 016 FOR 2020 |
| Legal Subdivision | ORIGINAL TOWN WALNUT |
| Legal Lot Number | 34 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 3100 |
Source: Hamilton County records · APN 135M B 016.31
Assessment roll updated January 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Mar 20, 2026 | Warranty Deed, Transfer FOUR BRIDGE TITLE |
| Oct 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 08, 2024 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jan 15, 2021 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) KEY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on Record |
| Deed Sale | Mar 20, 2026 · Amount on Record |
| Prior Sale | Apr 08, 2024 · Amount on Record |
| Deed Doc Number | 2026161 |
| Deed Book / Page | 14234 / 501 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 26, 2026 |
| Property Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Document Number | 0000000093 |
| Book / Page | 14348 / 1 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2577 NORTHPLACE DR, TUPELO, MS 38804-9103 |
| Document Number | 0000000093, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 14348/1 |
| Instrument | 202693 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 05, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 20, 2026 |
| Property Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Document Number | 0000000161 |
| Book / Page | 14234 / 501 |
| Map Reference | MB 117 PG 125 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026032000161 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | FOUR BRIDGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Document Number | 0000000112 |
|---|---|
| Date | Oct 23, 2024 |
| Book Page | 13740/471 |
| Instrument | 2024102300112 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 08, 2024 |
| Property Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Document Number | 0000000272 |
| Book / Page | 13559 / 443 |
| Map Reference | MB 117 PG 125 |
| Instrument Date | Apr 04, 2024 |
| Instrument | 2024040800272 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Document Number | 0013559446 |
|---|---|
| Date | Apr 08, 2024 |
| Instrument | 13559/446 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 15, 2021 |
| Property Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Document Number | 0000000132 |
| Book / Page | 12316 / 276 |
| Map Reference | MB 117 PG 125 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021011500132 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 WALNUT ST, CHATTANOOGA, TN 37403-1119 |
| Document Number | 0012316280 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 12316/280 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.62% |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,085.00 (-26.42%) | $335,500 (+8.61%) | $1,342,000 (+8.61%) Land $275,000 Building $1,067,000 |
| 2024 | $6,911.00 | $308,900 (-) | $1,235,600 (-) Land $150,000 Building $1,085,600 |
| 2023 | $6,911.00 | $308,900 (-) | $1,235,600 (-) Land $150,000 Building $1,085,600 |
| 2022 | $6,911.00 | $308,900 | $1,235,600 Land $150,000 Building $1,085,600 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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