231 Walnut Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 231 Walnut Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,343 sqft · built 1920
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,460 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-00484-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`03-00484-0000-00007`
Alternative APNs	`030048400007` `5517004`

Interior

Stories	2 Stories
Building Area	2,343 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	5517004
Street Address	231 WALNUT AVE
City	CRANFORD
State	NJ
Zip	07016-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	484
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3010
Census Tract	37200

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 WALNUT AVE, CRANFORD, NJ 07016-2930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY LAW & PUBLIC SAFETY CU
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit NEW JERSEY LAW & PUBLIC SAFETY CU
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 18, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 3, 2020
Transfer Doc	0063640166
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	231 WALNUT AVE, CRANFORD, NJ 07016-2930
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154272252
Date	Oct 24, 2023
Book Page	15427/2252
Instrument	57648

Lender

Name	NEW JERSEY LAW & PUBLIC SAFETY CU
Type	Credit Union
Address	TRENTON, NJ 08666

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	231 WALNUT AVE, CRANFORD, NJ 07016-2930
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151950057
Date	Apr 4, 2022
Book Page	15195/57
Instrument	34994

Lender

Name	NEW JERSEY LAW & PUBLIC SAFETY CU
Type	Credit Union
Address	TRENTON, NJ 08666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 3, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	231 WALNUT AVE, CRANFORD, NJ 07016-2930
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148932341
Date	Feb 24, 2021
Book Page	14893/2341
Instrument	5031

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	231 WALNUT AVE, CRANFORD, NJ 07016-2930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145760129
Date	Jul 18, 2019
Book Page	14576/0129
Instrument	675635

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 18, 2020
Property Address	231 WALNUT AVE, CRANFORD, NJ 07016-2930
Document Number	0063640166
Book / Page	006364 / 000166
Instrument Date	Mar 3, 2020
Instrument	323186
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WALNUT AVE CRANFORD NJ 070162930, CRANFORD, NJ 07016-2930

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,700 (-) Land $73,400 Building $112,300	$185,700 (-) Land $73,400 Building $112,300
2025	$13,460.00 (+6.92%)	$185,700 (-) Land $73,400 Building $112,300	$185,700 (-) Land $73,400 Building $112,300
2024	$12,589.00 (+2.53%)
2023		$185,700 Land $73,400 Building $112,300	$185,700 Land $73,400 Building $112,300
2022	$12,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1983–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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