231 Wallace Ave, Covington, KY 41014 Property Records

Kenton County property record for 231 Wallace Ave, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1909
Square Footage2,190 sqft Finished Area
Lot Size3,690 sqft (0.085 acres)
OccupancyOwner Occupied
Last Sale$145,000 (2001)
Tax Bill$2,463.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-07-009.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,190 sqft Finished Area
Gross Area2,565 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,690 sqft (0.085 acres)
Depth X Width90 ft x 41 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address231 WALLACE AVE
CityCOVINGTON
StateKY
Zip41014-1551
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALLACE PT LOTS 55-56 41'X 90' SS WALLACE 68' W STERRETT
Legal SubdivisionWALLACE ROBERT
Legal Lot Number55,56
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2005
Census Tract61100

Owner

Source: Kenton County records · APN 055-32-07-009.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address231 WALLACE AVE, COVINGTON, KY 41014-1551
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 04, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2001 · Amount on Record
Deed SaleAug 01, 2001 · Amount on Record
Last Transfer DateAug 27, 2020
Transfer Doc0000000292
Record RefreshedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address231 WALLACE AVE, COVINGTON, KY 41014-1551
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 WALLACE AVE, COVINGTON, KY 41014-1551

Mortgage

Document Number0005900108
DateDec 05, 2023
Book PageKCM 511/665
Instrument23120505900108
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueNov 17, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateSep 04, 2020
Property Address231 WALLACE AVE, COVINGTON, KY 41014-1551
Document Number0000000292
Book / Page000041 / 000891
Instrument DateAug 27, 2020
Instrument292
Transaction TypeTransfer
Record UpdatedOct 07, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address31 WALLACE AVE COVINGTON KY 41014, COVINGTON, KY 41014

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,463.00 (-21.31%) Homeowner's exemption$235,000 (-) Land $10,000 Building $225,000$235,000 (-) Land $10,000 Building $225,000
2023$3,130.00$235,000 Land $10,000 Building $225,000$235,000 Land $10,000 Building $225,000

Flood & Wildfire

231 Wallace Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Wallace Woods Area Residential Historic District
listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Wallace Ave

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