231 Wagon Rd, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 231 Wagon Rd, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2024
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2024)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Jan 2024 Construction Loan Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`6587 10 35 5327`

Property Details

APN / Parcel Number

Primary APN	`6587 10 35 5327`
Alternative APNs	`1489297` `5613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,232 sqft Finished Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1489297
Street Address	231 WAGON RD
City	MOUNT GILEAD
State	NC
Zip	27306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WOODRUN LOT 715 WOODRUN #715
Legal Subdivision	WOODRUN
Legal Lot Number	715
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1046
Census Tract	960301

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5416 WOODRUN ON TILLERY, MOUNT GILEAD, NC 27306-9513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Aug 4, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	2024384014
Deed Book / Page	950 / 609
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	231 WAGON RD, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 YACHTMAN DR, SALISBURY, NC 28146-1552
Investor	Possibly a Property Investor

Mortgage

Document Number	0000936/77
Date	Jan 22, 2024
Book Page	936/77
Instrument	380983

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Aug 4, 2023
Property Address	231 WAGON RD, MOUNT GILEAD, NC 27306
Document Number	000928/136
Book / Page	928 / 136
Map Reference	MB 7 PG 28
Instrument Date	Aug 3, 2023
Instrument	379225
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 SHARON RD W # W63, W63, CHARLOTTE, NC 28210-5501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 YACHTMAN DR, SALISBURY, NC 28146-1552

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,126 (-) Land $15,725 Building $158,401	$174,126 (-) Land $15,725 Building $158,401
2025	$1,140.00 (+1,006.8%)	$174,126 (+1,007.32%) Land $15,725 Building $158,401	$174,126 (+1,007.32%) Land $15,725 Building $158,401
2023		$15,725 (-) Land $15,725	$15,725 (-) Land $15,725
2022	$103.00	$15,725 Land $15,725	$15,725 Land $15,725

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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