231 W Windsor St, Reading, PA 19601 Property Records

Berks County property record for 231 W Windsor St, Reading, PA 19601

Property Summary

Property Type	Apartments (5+ Units)
Details	2,236 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,900 (Jun 1994)
Tax Bill	$863 (2026)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`5307-48-45-7246`

Property Details

APN / Parcel Number

Primary APN	`5307-48-45-7246`
Alternative APNs	`15-5307-48-45-7246` `15692800` `692800`

Interior

Units	6 Units
Stories	3 Stories
Building Area	2,236 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	964 sqft
2nd Floor Area	792 sqft
Basement Area	956 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Frame
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15692800
Street Address	231 W WINDSOR ST
City	READING
State	PA
Zip	19601-2034
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	45
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2038
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 W WINDSOR ST, READING, PA 19601-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1994 · Amount on Record
Deed Sale	Jun 15, 1994 · Amount on Record
Deed Book / Page	2555 / 2317
Record Updated	Sep 20, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	231 W WINDSOR ST, READING, PA 19601-2034
Document Number	0000021166
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 W WINDSOR ST READING PA 196012034, READING, PA 19601-2034

Mortgage

Document Number	0000021166
Date	Jun 26, 2018
Instrument	21166

Lender

Name	CHRISTIANA TRUST #2016-2 (CE)
Address	CHICAGO, IL 60605

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$863.00 (+6.54%)	$30,600 (-) Land $10,000 Building $20,600	$10,000 (-67.32%) Land $10,000
2024	$810.00	$30,600 Land $10,000 Building $20,600
1994			$30,600 Land $10,000 Building $20,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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