231 W Willow Ave, Phoenix, AZ 85029 Property Records

Maricopa County property record for 231 W Willow Ave, Phoenix, AZ 85029

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,425 sqft · built 1978
Lot Size	0.236 acres (10,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Feb 2023)
Tax Bill	$4,095 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`159-02-376`

Property Details

APN / Parcel Number

Primary APN	`159-02-376`
Alternative APN	`159023769`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,425 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	2,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	10,294 sqft (0.236 acres)
Parking Spaces	2 Parking Spaces
Pool Area	240 sqft
Porch	Porch
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 W WILLOW AVE
City	PHOENIX
State	AZ
Zip	85029-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD-MD
Legal Description	HERITAGE HIGHLANDS MCR 186-31
Legal Range	3E
Legal Township	3N
Legal Section	17
Legal Subdivision	HERITAGE HIGHLANDS
Legal Lot Number	42
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	103614

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5439 N BLACK CANYON HWY, PHOENIX, AZ 85015-2227
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 21, 2018	Deed of Trust, Mortgage · VA Mortgage ALLIANCE FINANCIAL RESOURCES LLC
Dec 6, 2018	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC
Sep 4, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 25, 2017	Warranty Deed, Transfer · VA Mortgage ALLIANCE FINANCIAL RESOURCES LLC
Jul 25, 2017	Quit Claim Deed, Transfer EMPIRE W TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	202371656
Prior Transfer Date	Jun 10, 1997
Prior Transfer Doc	0000443786
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 13, 2023
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Document Number	0000071656
Map Reference	MB 186 PG 31
Instrument Date	Feb 6, 2023
Instrument	20230071656
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 MAIN ST S, HUTCHINSON, MN 55350-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842

Mortgage

Document Number	0000071657
Date	Feb 13, 2023
Instrument	20230071657

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842

Mortgage

Document Number	0000704337
Date	Sep 12, 2022
Instrument	20220704337

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842

Mortgage

Document Number	0000735124
Date	Jul 6, 2021
Instrument	20210735124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210403
Date	Mar 21, 2018
Instrument	20180210403

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842

Mortgage

Document Number	0000896179
Date	Dec 6, 2018
Instrument	20180896179

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842

Mortgage

Document Number	0000954824
Date	Oct 7, 2020
Instrument	20200954824

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	GILBERT, AZ 85295

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Document Number	0000702211
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	231 W WILLOW AVE PHOENIX AZ 850291842, PHOENIX, AZ 85029-1842

Mortgage

Document Number	0000702211
Date	Sep 9, 2019
Instrument	702211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 25, 2017
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Document Number	0000543276
Map Reference	MB 186 PG 31
Instrument Date	Jul 25, 2017
Instrument	2017-0543276
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 W WILLOW AVE, 231, PHOENIX, AZ 85029-1842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842

Mortgage

Document Number	0000543277
Date	Jul 25, 2017
Instrument	2017-0543277

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 25, 2017
Property Address	231 W WILLOW AVE, PHOENIX, AZ 85029-1842
Document Number	0000543275
Instrument Date	Jul 7, 2017
Instrument	543275
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 W WILLOW AVE PHOENIX AZ 850291842, PHOENIX, AZ 85029-1842

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,130 (+50.06%)	$551,300 (-6.73%) Land $110,200 Building $441,100
2025	$4,095.00 (+6.09%)	$36,738 (-41.62%)	$591,100 (-6.07%) Land $118,200 Building $472,900
2024		$62,930	$629,300 Land $125,800 Building $503,500
2023	$3,860.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1988–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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