231 W Mill St, Bayfield, CO 81122 Property Records

La Plata County property record for 231 W Mill St, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,772 sqft · built 1899
Lot Size	0.298 acres (12,975 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Oct 2022)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5677-114-10-001`

Property Details

APN / Parcel Number

Primary APN	`5677-114-10-001`
Alternative APN	`R001737`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	3,273 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Conventional
Lot Area	12,975 sqft (0.298 acres)
Garage Type	Attached
Garage Area	501 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Heating System	Convection

Location & Zoning

Account Number	R001737
Street Address	231 W MILL ST
City	BAYFIELD
State	CO
Zip	81122-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BAYS ADD (BAY) BLOCK: 5 LOT: 1 THRU:- LOT: 3 W ST H/W, BAYS ADD 231 MILL ST BAYFIELD 81122
Legal Subdivision	BAYS ADD (BAY)
Legal Block	5
Legal Lot Number	1,3
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2031
Census Tract	970602

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	344 MESA HEIGHTS DR, DURANGO, CO 81303-4745
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Oct 12, 2022	Special Warranty Deed, Transfer · Commercial Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Apr 18, 1994 · Amount on Record
Deed Document Number	20221216158
Prior Transfer Date	Feb 10, 2015
Prior Transfer Doc	0001092585
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Apr 20, 2026
Property Address	231 W MILL ST, BAYFIELD, CO 81122-5027
Document Number	0001253306
Instrument Date	Apr 3, 2026
Instrument	20261253306
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	344 MESA HEIGHTS DR, DURANGO, CO 81303-4745

Mortgage

Document Number	0001253306,
Date	Apr 20, 2026
Instrument	20261253306

Lender

Name	ALPINE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 3, 2031

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 12, 2022
Property Address	231 W MILL ST, BAYFIELD, CO 81122-5027
Document Number	0001216158
Instrument Date	Oct 5, 2022
Instrument	1216158
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3192, DURANGO, CO 81302-3192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 MESA HEIGHTS DR, DURANGO, CO 81303-4745

Mortgage

Document Number	0001216159
Date	Oct 12, 2022
Instrument	1216159

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2032

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Bayfield Town
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,410 (-2.07%) Land $6,060 Building $29,350	$578,520 (-) Land $99,000 Building $479,520
2025	$2,564.00 (+114.2%)	$36,160 (+106.98%) Land $6,190 Building $29,970	$578,520 (+121.95%) Land $99,000 Building $479,520
2024	$1,197.00 (+9.41%)
2023	$1,094.00 (-12.06%)	$17,470 (-8%) Land $3,930 Building $13,540	$260,650 (-4.61%) Land $58,630 Building $202,020
2022	$1,244.00	$18,990 Land $5,470 Building $13,520	$273,250 Land $78,750 Building $194,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAYFIELD serves 2,300 people · EPA ID CO0134030
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Visionary Broadband Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon, Vero Fiber.

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