Bergen County and River Edge Borough property record for 231 Valley Rd, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 2,417 sqft · built 1951 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $17,439 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-01103-0000-00027 |
| Primary APN | 52-01103-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,417 sqft Living Area |
| 1st Floor Area | 2,417 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 021130 |
|---|---|
| Street Address | 231 VALLEY RD |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 75X100 1.0LT |
| Legal Subdivision | BOROUGH/RIVER EDGE |
| Legal Block | 1103 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 48200 |
231 Valley Rd is owned and occupied by two individuals.
Source: Bergen County and River Edge Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 VALLEY RD, RIVER EDGE, NJ 07661-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 231 VALLEY RD, RIVER EDGE, NJ 07661-1015 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040371307 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 4037/1307 |
| Instrument | 2021043757 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 231 VALLEY RD, RIVER EDGE, NJ 07661-1015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037391279 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 3739/1279 |
| Instrument | 20-095534 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 231 Valley Rd was $17,439, up 2.7% from the year before.
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766,500 (+6.37%) Land $380,000 Building $386,500 | $766,500 (+6.37%) Land $380,000 Building $386,500 | |
| 2025 | $17,439.00 (+2.74%) | $720,600 Land $352,500 Building $368,100 | $720,600 Land $352,500 Building $368,100 |
| 2024 | $16,974.00 | ||
| 2023 | $428,100 Land $200,000 Building $228,100 | $428,100 Land $200,000 Building $228,100 | |
| 2022 | $15,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (1978–2021) |
| Claims Outside the SFHA | 11 of 19 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 231 Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures