231 Thomas Dr, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 231 Thomas Dr, Los Gatos, CA 95032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,375 sqft · built 1964
Lot Size0.141 acres (6,120 sqft)
Owner2 Individual Names on File
Last Sale$1,301,000 (Aug 2015)
Tax Bill$20,088 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN527-44-041

Property Details

APN / Parcel Number

Primary APN527-44-041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,375 sqft Living Area
1st Floor Area1,375 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleH-Shape
Construction TypeWood
Lot Area6,120 sqft (0.141 acres)
Lot Dimensions102 ft deep x 60 ft wide
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address231 THOMAS DR
CityLOS GATOS
StateCA
Zip95032-4039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT E
Legal SubdivisionCAMEO PARK
Legal Lot NumberE
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3001
Census Tract506804

Owner

231 Thomas Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address231 THOMAS DR, LOS GATOS, CA 95032-4039
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2015 · Amount on File
Deed SaleAug 20, 2015 · Amount on File
Prior SaleJun 9, 2010 · Amount on File
Deed Document Number201523058737
Prior Transfer DateAug 19, 2008
Prior Transfer Doc0019986025
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address231 THOMAS DR, LOS GATOS, CA 95032-4039
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 THOMAS DR, LOS GATOS, CA 95032-4039

Mortgage

Document Number0024961347
DateMay 14, 2021
Instrument24961347
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 231 Thomas Dr was $20,088 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityLos Gatos Town
Secondary School DistrictCampbell Union High School District (09 - 12)
Elementary School DistrictUnion Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,570,912 (+2%) Land $1,099,641 Building $471,271
2025$20,088.00 Homeowner's exemption$1,540,111 Land $1,078,080 Building $462,031
2023$19,275.00 (+2.26%) Homeowner's exemption$1,480,309 Land $1,036,218 Building $444,091
2022$18,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 231 Thomas Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 Thomas Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks, Sail Internet.

Nearby Properties on Thomas Dr

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