231 Talbot Ave, Santa Rosa, CA 95405 Property Records

Sonoma County property record for 231 Talbot Ave, Santa Rosa, CA 95405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1940
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$693,000 (Jun 2026)
Tax Bill	$9,110 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-152-001-000`

Property Details

APN / Parcel Number

Primary APN	`009-152-001-000`
Alternative APN	`009-152-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	009-152-001
Street Address	231 TALBOT AVE
City	SANTA ROSA
State	CA
Zip	95405-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	LOT 1 BLK F TALBOT SUB
Legal Subdivision	TALBOT SUB
Legal Block	F
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1007
Census Tract	151800

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 TALBOT AVE, SANTA ROSA, CA 95405-4544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Jul 1, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 21, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 21, 2017	Grant Deed, Transfer · Conventional with PMI OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	202632383
Prior Transfer Date	Apr 10, 2003
Prior Transfer Doc	0000077630
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 29, 2026
Property Address	231 TALBOT AVE, SANTA ROSA, CA 95405-4544
Document Number	0000032383
Instrument Date	Jun 22, 2026
Instrument	202632383
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,992.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 TALBOT AVE, SANTA ROSA, CA 95405-4544
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032384,
Date	Jun 29, 2026
Instrument	202632384

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 1, 2022
Property Address	231 TALBOT AVE, SANTA ROSA, CA 95405-4544
Document Number	0000045665
Map Reference	MB 50 PG 32&33
Instrument Date	Jun 20, 2022
Instrument	2022045665
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,371.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	231 TALBOT AVE, SANTA ROSA, CA 95405-4544

Mortgage

Document Number	0000045666
Date	Jul 1, 2022
Instrument	2022045666

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 21, 2017
Property Address	231 TALBOT AVE, SANTA ROSA, CA 95405-4544
Document Number	0000030854
Instrument Date	Apr 18, 2017
Instrument	30854
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	231 TALBOT AVE SANTA ROSA CA 954054544, SANTA ROSA, CA 95405-4544

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 21, 2017
Property Address	231 TALBOT AVE, SANTA ROSA, CA 95405-4544
Document Number	0000030853
Instrument Date	Apr 18, 2017
Instrument	30853
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	231 TALBOT AVE SANTA ROSA CA 954054544, SANTA ROSA, CA 95405-4544

Mortgage

Document Number	30855
Date	Apr 21, 2017
Instrument	30855

Lender

Name	OPES ADVISORS
Address	CUPERTINO, CA 95014

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,822 (+2%) Land $324,729 Building $487,093
2025	$9,110.00 (+3.05%)	$795,905 (+4.04%) Land $318,362 Building $477,543
2023	$8,840.00 (+53.63%)	$765,000 Land $306,000 Building $459,000
2022	$5,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath.

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