231 Swathmore Dr, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 231 Swathmore Dr, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,790 sqft · built 2000
Lot Size	0.017 acres (726 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Oct 2025)
Tax Bill	$12,874 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-01300-0000-00001-0000-C2032`

Property Details

APN / Parcel Number

Primary APN	`16-01300-0000-00001-0000-C2032`
Alternative APNs	`16004800000000020000CH032` `1601300000000001C2032`

Interior

Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	726 sqft (0.017 acres)

Location & Zoning

Old Parcel Number	16004800000000020000CH032
Street Address	231 SWATHMORE DR
City	NUTLEY
State	NJ
Zip	07110-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	GEORGETOWN AT CAMBRIDGE HEIGHTS BLDG 6 UNIT 32
Legal Subdivision	GEORGETOWN/CAMBRIDGEHEIGHTS CO
Legal Block	1300
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1007
Census Tract	13600

Owner

231 Swathmore Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 SWATHMORE DR, NUTLEY, NJ 07110-3930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed, Transfer · Conventional Mortgage UNITY BANK
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 10, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Oct 10, 2019 · Amount on File
Deed Document Number	202561774
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 1, 2025
Property Address	231 SWATHMORE DR, NUTLEY, NJ 07110-3930
Document Number	0000061774
Instrument Date	Sep 16, 2025
Instrument	2025061774
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 LENMORE CT, PRINCETON, NJ 08540-6113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 SWATHMORE DR, NUTLEY, NJ 07110-3930

Mortgage

Document Number	0000061775
Date	Oct 1, 2025
Instrument	2025061775

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.6%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	SOFR Average 30-Day
Max Rate	12.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	231 SWATHMORE DR, NUTLEY, NJ 07110-3930
Document Number	0000096615
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 SWATHMORE DR NUTLEY NJ 071103930, NUTLEY, NJ 07110-3930

Mortgage

Document Number	0000096615
Date	Oct 10, 2019
Instrument	96615

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 9, 2029

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 10, 2019
Property Address	231 SWATHMORE DR, NUTLEY, NJ 07110-3930
Document Number	0000096614
Instrument Date	Sep 13, 2019
Instrument	96614
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 SWATHMORE DR NUTLEY NJ 071103930, NUTLEY, NJ 07110-3930

Mortgage

Document Number	96615
Date	Oct 10, 2019
Instrument	96615

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 9, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 231 Swathmore Dr was $12,874, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,000 (-) Land $125,000 Building $352,000	$477,000 (-) Land $125,000 Building $352,000
2025	$12,874.00 (+2.55%)	$477,000 Land $125,000 Building $352,000	$477,000 Land $125,000 Building $352,000
2024	$12,554.00
2023		$477,000 Land $125,000 Building $352,000	$477,000 Land $125,000 Building $352,000
2022	$12,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Swathmore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 Swathmore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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