231 Summit St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 231 Summit St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,687 sqft · built 1988
Lot Size	0.938 acres (40,846 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2020)
Tax Bill	$5,833 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
APN	`BELC M:254 L:69`

Property Details

APN / Parcel Number

Primary APN	`BELC M:254 L:69`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,687 sqft Living Area
Gross Area	3,533 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,846 sqft (0.938 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	231 SUMMIT ST
City	BELCHERTOWN
State	MA
Zip	01007-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA4
Legal Lot Number	69
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820206

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 SUMMIT ST, BELCHERTOWN, MA 01007-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Quit Claim Deed, Transfer · Conventional Mortgage GREENFIELD SVGS BK
Aug 23, 2018	Quit Claim Deed, Transfer · Conventional Mortgage EASTHAMPTON SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	20209678
Deed Book / Page	13641 / 329
Prior Transfer Date	Apr 29, 2020
Prior Transfer Doc	13641-329
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	May 27, 2020
Property Address	231 SUMMIT ST, BELCHERTOWN, MA 01007-9340
Document Number	13641-329
Book / Page	013641 / 000329
Instrument Date	Apr 29, 2020
Instrument	9678
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,322.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 RIVERGLADE DR #K AMHERST MA 010023681, K, AMHERST, MA 01002-3681

Mortgage

Document Number	13641-332
Date	May 27, 2020
Book Page	013641/000332
Instrument	9679

Lender

Name	GREENFIELD SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Aug 23, 2018
Property Address	231 SUMMIT ST, BELCHERTOWN, MA 01007-9340
Document Number	13059-91
Book / Page	013059 / 000091
Instrument Date	Jul 23, 2018
Instrument	299
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SUMMIT ST BELCHERTOWN MA 010079340, BELCHERTOWN, MA 01007-9340

Mortgage

Document Number	13059-94
Date	Aug 23, 2018
Book Page	013059/000094
Instrument	300

Lender

Name	EASTHAMPTON SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,833.00 (+3.09%)	$402,000 (+8.85%) Land $73,600 Building $328,400	$458,185 (+6.56%)
2024	$5,658.00 (+3.27%)	$369,300 (+10.01%) Land $66,700 Building $302,600	$429,970
2023	$5,479.00	$335,700 Land $61,100 Building $274,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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