231 Summer Pl Loop, Clermont, FL 34714 Property Records

Lake County property record for 231 Summer Pl Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,920 sqft · built 2005
Lot Size	0.194 acres (8,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$498,000 (Apr 2026)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-24-26-0801-000-14500`

Property Details

APN / Parcel Number

Primary APN	`35-24-26-0801-000-14500`
Alternative APNs	`262435080100014500` `3827914`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,920 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	8,456 sqft (0.194 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	142 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3827914
Street Address	231 SUMMER PLACE LOOP
City	CLERMONT
State	FL
Zip	34714-4853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HIGH GROVE UNIT 2 PB 52 PG 39-40 LOT 145 ORB 2989 PG 152
Legal Range	26E
Legal Township	24S
Legal Section	35
Legal Subdivision	HIGH GROVE UNIT
Legal Tract	Q-T
Legal Lot Number	145
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2000
Census Tract	31318

Owner

Source: Lake County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 SUMMER PLACE LOOP, CLERMONT, FL 34714-4853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Document Number	202648729
Deed Book / Page	6724 / 602
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 22, 2026
Property Address	231 SUMMER PLACE LOOP, CLERMONT, FL 34714-4853
Document Number	0000048729
Book / Page	6724 / 602
Instrument Date	Apr 21, 2026
Instrument	2026.48729
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	HOMETOWN TITLE GROUP INC, HOMETOWN TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352,086.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048730,
Date	Apr 22, 2026
Instrument	2026..48730

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 22, 2026
Property Address	231 SUMMER PLACE LOOP, CLERMONT, FL 34714-4853
Document Number	0067240602
Book / Page	6724 / 602
Instrument Date	Apr 21, 2026
Instrument	202648729
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	HOMETOWN TITLE GROUP INC, HOMETOWN TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352,086.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048730,
Date	Apr 22, 2026
Instrument	202648730

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,325 (-0.06%) Land $111,300 Building $319,025	$430,325 (-0.06%) Land $111,300 Building $319,025
2025	$6,199.00 (+3.99%)	$430,602 (+2.17%) Land $111,300 Building $319,302	$430,602 (+2.17%) Land $111,300 Building $319,302
2024	$5,961.00 (+7.7%)
2023	$5,535.00 (+16.01%)	$421,438 (+16.58%)	$421,438 (+16.58%) Land $111,300 Building $310,138
2022	$4,771.00	$361,493	$361,493 Land $90,300 Building $271,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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