231 Stoneway Ln, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 231 Stoneway Ln, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,223 sqft · built 2003
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on File
Last Sale	$382,500 (Dec 2020)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1626765`

Property Details

APN / Parcel Number

Primary APN	`1626765`
Alternative APN	`38466`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,223 sqft Heated Area
Basement Area	1,482 sqft
Finished Basement	1,334 sqft
Unfinished Basement	148 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,912 sqft (2.11 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	422 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	231 STONEWAY LN
City	RUTHERFORDTON
State	NC
Zip	28139-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLY RIDGE LO:7 PL:19-32
Legal Subdivision	HOLY RIDGE ESTATES SUBDIVISION
Legal Lot Number	7
Jurisdiction	RUTHERFORD NC
Township / Civil Division	SULPHUR SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	961200

Owner

231 Stoneway Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Rutherford County records, as of October 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	231 STONEWAY LN, RUTHERFORDTON, NC 28139-9703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Jun 14, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Mar 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Book / Page	2040 / 3310
Prior Transfer Date	Feb 21, 2019
Prior Transfer Doc	0020203522
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	231 STONEWAY LN, RUTHERFORDTON, NC 28139-9703
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 STONEWAY LN, RUTHERFORDTON, NC 28139-9703

Mortgage

Document Number	0020960867
Date	Oct 14, 2025
Book Page	2096/867

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	231 STONEWAY LN, RUTHERFORDTON, NC 28139-9703
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020544727
Date	Dec 14, 2021
Book Page	2054/4727

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 14, 2019
Property Address	231 STONEWAY LN, RUTHERFORDTON, NC 28139-9703
Document Number	0020231052
Book / Page	2023 / 1052
Map Reference	MB 19 PG 32
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2292 HAVEN BROOK DR, 2292, NEWARK, OH 43055-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 STONEWAY LN, RUTHERFORDTON, NC 28139-9703

Mortgage

Document Number	0020231055
Date	Jun 14, 2019
Instrument	2023/1055

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 20, 2019
Property Address	231 STONEWAY LN, RUTHERFORDTON, NC 28139-9703
Document Number	0020203522
Book / Page	002020 / 003522
Instrument Date	Feb 21, 2019
Instrument	8545
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 STONEWAY LN RUTHERFORDTON NC 281399703, RUTHERFORDTON, NC 28139-9703

Tax Assessment & Valuation

The 2025 property tax bill for 231 Stoneway Ln was $2,612.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00	$445,200 Land $24,400 Building $420,800	$445,200 Land $24,400 Building $420,800
2023		$445,200 Land $24,400 Building $420,800	$445,200 Land $24,400 Building $420,800
2022	$2,226.00
2021	$2,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Stoneway Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Stoneway Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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