231 Stonegate Pass, Davenport, FL 33897 Property Records

Polk County property record for 231 Stonegate Pass, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 2001
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2020)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-25-999985-002780`

Property Details

APN / Parcel Number

Primary APN	`26-25-25-999985-002780`
Alternative APNs	`252526999985002780` `52526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,446 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,050 sqft (0.139 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	456 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft
Patio Area	72 sqft

Location & Zoning

Street Address	231 STONEGATE PASS
City	DAVENPORT
State	FL
Zip	33897-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORIDA PINES PHASE 2B & 2C PB 115 PGS 19 THRU 21 LOT 278
Legal Range	26E
Legal Township	25S
Legal Section	25
Legal Subdivision	FLORIDA PINES PHASE 2B AND 2C
Legal Tract	999985
Legal Block	1
Legal Lot Number	278
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1099
Census Tract	12413

Owner

231 Stonegate Pass is owned and occupied by two individuals who bought it in July 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 STONEGATE PASS, DAVENPORT, FL 33897-4701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	2020134270
Deed Book / Page	11288 / 830
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 7, 2020
Property Address	231 STONEGATE PASS, DAVENPORT, FL 33897-4701
Document Number	0112880830
Book / Page	011288 / 000830
Instrument Date	Jun 22, 2020
Instrument	134270
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 STONEGATE PASS DAVENPORT FL 338974701, DAVENPORT, FL 33897-4701

Mortgage

Document Number	112880836
Date	Jul 7, 2020
Book Page	011288/000836
Instrument	134272

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	231 STONEGATE PASS, DAVENPORT, FL 33897-4701
Document Number	0100521042
Book / Page	010052 / 001042
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 STONEGATE PASS DAVENPORT FL 338974701, DAVENPORT, FL 33897-4701

Mortgage

Document Number	0100521042
Date	Jan 31, 2017
Book Page	010052/001042
Instrument	19634

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 231 Stonegate Pass was $2,103 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,379 (+2.7%)	$253,991 (-2.73%) Land $58,000 Building $195,991
2025	$2,103.00 Homeowner's exemption	$202,901	$261,132 Land $58,000 Building $203,132
2023	$2,466.00 (+3.31%) Homeowner's exemption	$191,440 (+3%)	$282,278 (+22.87%) Land $56,000 Building $226,278
2022	$2,387.00 Homeowner's exemption	$185,864	$229,737 Land $46,000 Building $183,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Stonegate Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Stonegate Pass is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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