Hampshire County and Belchertown Town property record for 231 State St, Belchertown, MA 01007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,170 sqft · built 1956 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Jun 2017) |
| Tax Bill | $6,055 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Oct 2022 Line of Credit + 1 more |
| APN | BELC M:251 L:57 |
| Primary APN | BELC M:251 L:57 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 4,359 sqft |
| Basement Area | 1,598 sqft |
| Unfinished Basement | 1,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 126,324 sqft (2.9 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 231 STATE ST |
|---|---|
| City | BELCHERTOWN |
| State | MA |
| Zip | 01007-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 57 |
| Jurisdiction | BELCHERTOWN MA |
| Township / Civil Division | BELCHERTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 820206 |
231 State St is owned and occupied by two individuals who bought it in June 2017.
Source: Hampshire County and Belchertown Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 STATE ST, BELCHERTOWN, MA 01007-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2025 | Deed of Trust, Mortgage · Line of Credit FLORENCE BANK |
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit FLORENCE BANK |
| Jun 21, 2017 | Quit Claim Deed, Transfer · Conventional with PMI FLORENCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on File |
| Deed Sale | Jun 21, 2017 · Amount on File |
| Prior Sale | Apr 30, 2012 · Amount on File |
| Deed Book / Page | 12658 / 178 |
| Transfer Doc | 012658-178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELCHERTOWN MA |
| Property Address | 231 STATE ST, BELCHERTOWN, MA 01007-9271 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 015367-327 |
|---|---|
| Date | Mar 10, 2025 |
| Book Page | 15367/327 |
| Instrument | 3618 |
| Name | FLORENCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELCHERTOWN MA |
| Property Address | 231 STATE ST, BELCHERTOWN, MA 01007-9271 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0014718-32 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 14718/32 |
| Instrument | 22359 |
| Name | FLORENCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELCHERTOWN MA |
| Recording Date | Jun 21, 2017 |
| Property Address | 231 STATE ST, BELCHERTOWN, MA 01007-9271 |
| Document Number | 12658-178 |
| Book / Page | 012658 / 000178 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 12013 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,103.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 CARRIAGE LN AMHERST MA 010023302, AMHERST, MA 01002-3302 |
| Document Number | 12658-182 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 012658/000182 |
| Instrument | 12014 |
| Name | FLORENCE BK |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
The 2025 property tax bill for 231 State St was $6,055, up 13.6% from the year before.
Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Belchertown Town |
| Unified School District | Belchertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,055.00 (+13.64%) | $417,300 (+19.98%) Land $79,500 Building $337,800 | $413,820 (+2.01%) |
| 2024 | $5,328.00 (+16.89%) | $347,800 (+24.53%) Land $72,000 Building $275,800 | $405,650 |
| 2023 | $4,558.00 | $279,300 Land $67,500 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 231 State St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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