Oneida County property record for 231 Spruce St, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.623 acres (27,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,000 (Oct 2016) |
| Tax Bill | $2,098 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RH 2107 2 |
| Primary APN | RH 2107 2 |
|---|
| Lot Area | 27,138 sqft (0.623 acres) |
|---|
| Street Address | 231 SPRUCE ST |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 764728/634372 HILLSIDE ADD PT LOT 6 BLK 4 & PT O L E ASSR'S REPL G S COONS ADD INCL LOT 2 & PT LOT 1 CSM V3-P714 SEE SM B |
| Legal Range | 09E |
| Legal Township | 36N |
| Legal Section | 06 |
| Legal Subdivision | HILLSIDE ADD |
| Legal Block | 4 |
| Legal Lot Number | 1,2,6 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | RHINELANDER |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 971500 |
231 Spruce St is owned and occupied by two individuals who bought it in October 2016.
Source: Oneida County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 SPRUCE ST, RHINELANDER, WI 54501-2951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2018 | Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2016 · Amount on File |
| Deed Sale | Oct 10, 2016 · Amount on File |
| Deed Document Number | 2016764728 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000782964 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 782964 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000816613 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 816613 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 231 Spruce St was $2,098 with a homeowner's exemption.
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| Municipality | Rhinelander City |
| Unified School District | Rhinelander School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,098.00 | $76,200 Land $10,100 Building $66,100 | $129,225 Land $17,128 Building $112,097 |
| 2023 | $1,797.00 Homeowner's exemption | $76,200 Land $10,100 Building $66,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 231 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Bug Tussel Wireless.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures