231 Spring St, Pueblo, CO 81003 Property Records

Pueblo County property record for 231 Spring St, Pueblo, CO 81003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1910
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Apr 2018)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`536404021`

Property Details

APN / Parcel Number

Primary APN	`536404021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	1,860 sqft
Upper Floors Area	340 sqft
Basement Area	760 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1980
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 SPRING ST
City	PUEBLO
State	CO
Zip	81003-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4:RES/MUL
Legal Description	LOTS 31 + 32 BLK 109 SOUTH PUEBLO
Legal Subdivision	SP.PUE/GROVE/LAIBACH
Legal Block	109
Legal Lot Number	31,32
Jurisdiction	PUEBLO CO
Township / Civil Division	PUEBLO
Census Block Group	1
Census Block	1135
Census Tract	3500

Owner

231 Spring St is owned and occupied by two individuals who bought it in April 2018.

Source: Pueblo County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	231 SPRING ST, PUEBLO, CO 81003-3544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
Apr 17, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Prior Sale	Jun 1, 2007 · Amount on File
Deed Document Number	20182102421
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	0002102421
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUEBLO CO
Property Address	231 SPRING ST, PUEBLO, CO 81003-3544
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SPRING ST, PUEBLO, CO 81003-3544

Mortgage

Document Number	0002398905
Date	Feb 25, 2026
Instrument	2398905

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	320 Months
Due	Oct 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUEBLO CO
Property Address	231 SPRING ST, PUEBLO, CO 81003-3544
Document Number	0002102423
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SPRING ST PUEBLO CO 810033544, PUEBLO, CO 81003-3544

Mortgage

Document Number	0002102423
Date	Apr 17, 2018
Instrument	2102423

Lender

Name	HOUSING FIN AUTH
Address	DENVER, CO 80202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Apr 17, 2018
Property Address	231 SPRING ST, PUEBLO, CO 81003-3544
Document Number	0002102421
Instrument Date	Apr 13, 2018
Instrument	2102421
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.70
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SPRING ST PUEBLO CO 810033544, PUEBLO, CO 81003-3544

Mortgage

Document Number	2102422
Date	Apr 17, 2018
Instrument	2102422

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 231 Spring St was $1,981, up 34.8% from the year before.

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Municipality	Pueblo City
Unified School District	Pueblo City School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,981.00 (+34.76%)	$16,470 (+38.29%)	$263,473 Land $10,000 Building $253,473
2024	$1,470.00 (-0.88%)	$11,910 (-23.65%) Land $512 Building $11,398
2023	$1,483.00 (+16.04%)	$15,600 (+43.91%) Land $670 Building $14,930	$232,823 (+49.21%) Land $10,000 Building $222,823
2022	$1,278.00	$10,840 Land $440 Building $10,400	$156,042 Land $6,400 Building $149,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Spring St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–1994)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUEBLO BOARD OF WW serves 114,070 people · EPA ID CO0151500
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Kellin Communications Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks, SECOM.

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