Warwick City property record for 231 Smith St, Warwick, RI 02886 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 8,195 sqft (0.188 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $394,900 (2025) |
| Tax Bill | $4,755.00 (2025) |
| Primary APN | 34508520000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,800 sqft Gross Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 792 sqft Basement |
| Unfinished Basement | 310 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,195 sqft (0.188 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 138188 |
|---|---|
| Street Address | 231 SMITH ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-4839 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 852 |
| Jurisdiction | WARWICK RI |
| Minor Civil Division | WARWICK |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 21901 |
Source: Warwick City records · APN 34508520000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Jun 06, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 26, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 27, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 05, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage PROVINCE MORTGAGE ASSOCIATES INC |
| May 03, 2022 | Deed of Trust, Mortgage · Stand Alone First Mortgage RHODE ISLAND HOUSING & MTG FIN CORP |
| May 03, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RHODE ISLAND HOUSING & MTG FIN CORP |
| Aug 22, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | May 03, 2022 · Amount on Record |
| Deed Book / Page | 10791 / 168 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009911-177 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 9911/177 |
| Instrument | 15523 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010334-260 |
|---|---|
| Date | Jun 06, 2023 |
| Book Page | 10334/260 |
| Instrument | 5640 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010388-45 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 10388/45 |
| Instrument | 10062 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010430-301 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 10430/301 |
| Instrument | 13681 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010536-133 |
|---|---|
| Date | Aug 05, 2024 |
| Book Page | 10536/133 |
| Instrument | 8016 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Nov 17, 2025 |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Document Number | 010791-168 |
| Book / Page | 10791 / 168 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 13260 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Document Number | 0000013261 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 13261 |
| Name | PROVINCE MORTGAGE ASSOCIATES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010130-338 |
|---|---|
| Date | May 03, 2022 |
| Book Page | 10130/338 |
| Instrument | 6585 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 03, 2022 |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Document Number | 010130-324 |
| Book / Page | 10130 / 324 |
| Instrument Date | May 03, 2022 |
| Instrument | 6583 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Document Number | 0000006584 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 6584 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Number | 010130-338 |
|---|---|
| Date | May 03, 2022 |
| Book Page | 10130/338 |
| Instrument | 6585 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 231 SMITH ST, WARWICK, RI 02886-4839 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9334-281 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 9334/281 |
| Instrument | 11574 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,755.00 (+4.99%) | $374,400 (+17.29%) Land $106,500 Building $267,900 | |
| 2024 | $368,505 | ||
| 2023 | $4,529.00 (+11.06%) | $319,200 (+46.62%) Land $87,900 Building $231,300 | |
| 2022 | $4,078.00 | $217,700 Land $62,300 Building $155,400 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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