231 Smith Rd, Cabot, PA 16023 Property Records

Butler County property record for 231 Smith Rd, Cabot, PA 16023

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,028 sqft
Lot Size	13.1 acres (573,206 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Dec 2021)
Tax Bill	$869 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090 1F69 32B0000`

Property Details

APN / Parcel Number

Primary APN	`090 1F69 32B0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,028 sqft Living Area

Exterior

Lot Area	573,206 sqft (13.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	231 SMITH RD
City	CABOT
State	PA
Zip	16023-2911
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	13.159 ACS - LOT 2 HSE/GAR
Legal Subdivision	KEVIN R PATTISON SD
Legal Lot Number	2
Jurisdiction	BUTLER PA
Township / Civil Division	CLEARFIELD
Census Block Group	4
Census Block	4038
Census Tract	911300

Owner

231 Smith Rd, a rural home, is owned by an individual who bought it in December 2021.

Source: Butler County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3001 HACKBERRY RD, IRVING, TX 75063-0156
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 6, 2018	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	202134395
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	231 SMITH RD, CABOT, PA 16023-2911
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	AVENUE TO CLOSE SETTLEMENT SERVICES, AVENUE TO CLOSE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007826
Date	Mar 19, 2021
Instrument	202103190007826

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER PA
Recording Date	Dec 10, 2021
Property Address	231 SMITH RD, CABOT, PA 16023-2911
Document Number	0000034395
Map Reference	MB 282 PG 31
Instrument Date	Dec 10, 2021
Instrument	202112100034395
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SMITH RD, CABOT, PA 16023-2911

Mortgage

Document Number	0000034396
Date	Dec 10, 2021
Instrument	202112100034396

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUTLER PA
Recording Date	Mar 6, 2018
Property Address	231 SMITH RD, CABOT, PA 16023-2911
Document Number	0000004201
Instrument Date	Feb 23, 2018
Instrument	201803060004201
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	AVENUE TO CLOSE STLMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SMITH RD, CABOT, PA 16023-2911

Mortgage

Document Number	0000004202
Date	Mar 6, 2018
Instrument	201803060004202

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 231 Smith Rd was $869, down 77.6% from the year before.

Source: Butler County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Butler County
County Subdivision	Clearfield Township
Unified School District	Butler Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$869.00 (-77.61%)	$27,790 (-) Land $3,060 Building $24,730	$27,790 Building $27,790
2025	$3,882.00 (+1.94%)	$27,790 (-) Land $3,060 Building $24,730
2024	$3,808.00	$27,790 Land $3,060 Building $24,730
			$27,790 Building $27,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 231 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Smith Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	30 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Smith Rd

Nearby Streets

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